Madison County property record for 104 Turtle Bend Dr, Toney, AL 35773
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,407 sqft · built 1996 |
| Owner | Individual Name on File |
| Last Sale | $233,500 (Jul 2018) |
| Tax Bill | $1,063 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02-04-0-001-020.000 |
| Primary APN | 07-02-04-0-001-020.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,407 sqft Living Area |
| 1st Floor Area | 1,407 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 472059 |
|---|---|
| Street Address | 104 TURTLE BEND DR |
| City | TONEY |
| State | AL |
| Zip | 35773-6949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 BLK 6 WHITT HAVEN DEVELOPMENT S/D PB 31 PG 45-48 |
| Legal Range | 01W |
| Legal Township | 02S |
| Legal Section | 04 |
| Legal Subdivision | WHITT HAVEN |
| Legal Block | 6 |
| Legal Lot Number | 19 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON CROSSROADS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10405 |
104 Turtle Bend Dr is owned and occupied by an individual who bought it in July 2018.
Source: Madison County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 104 TURTLE BEND DR, TONEY, AL 35773-6949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 3, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG |
| Jul 10, 2018 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2018 · Amount on File |
| Deed Sale | Jul 10, 2018 · Amount on File |
| Prior Sale | May 6, 2014 · Amount on File |
| Deed Document Number | 20180710000044138 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 104 TURTLE BEND DR, TONEY, AL 35773-6949 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 202100012294 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021-00012294 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 104 TURTLE BEND DR, TONEY, AL 35773-6949 |
| Document Number | 0000031701 |
| Instrument Date | Apr 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 TURTLE BEND DR TONEY AL 357736949, TONEY, AL 35773-6949 |
| Document Number | 0000031701 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 31701 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 4, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 104 TURTLE BEND DR, TONEY, AL 35773-6949 |
| Document Number | 0000049067 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 TURTLE BEND DR TONEY AL 357736949, TONEY, AL 35773-6949 |
| Document Number | 0000049067 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 49067 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jul 10, 2018 |
| Property Address | 104 TURTLE BEND DR, TONEY, AL 35773-6949 |
| Document Number | 0000044138 |
| Map Reference | MB 31 PG 45-48 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 20180710000044138 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 TURTLE BEND DR, 104, TONEY, AL 35773-6949 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 115 SUMMER TRACE LN, MADISON, AL 35757-7752 |
| Document Number | 0000044139 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 20180710000044139 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 104 Turtle Bend Dr was $1,063 with a homeowner's exemption.
Source: Madison County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,063.00 Homeowner's exemption | $30,780 Land $4,000 Building $26,780 | $307,800 Land $40,000 Building $267,800 |
| 2023 | $951.00 (+11.75%) Homeowner's exemption | $27,640 (+11.09%) Land $3,000 Building $24,640 | $276,400 (+11.09%) Land $30,000 Building $246,400 |
| 2022 | $851.00 Homeowner's exemption | $24,880 Land $3,000 Building $21,880 | $248,800 Land $30,000 Building $218,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 104 Turtle Bend Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Turtle Bend Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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