104 Trout Ter, Grandy, NC 27939 Property Records

Currituck County property record for 104 Trout Ter, Grandy, NC 27939

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,052 sqft · built 2018
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,000 (Feb 2020)
Tax Bill	$1,225 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`9922-21-1557`

Property Details

APN / Parcel Number

Primary APN	`9922-21-1557`
Alternative APNs	`107B00C00370001` `000156431` `9922-21`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,052 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	18 ft deep x 8 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000156431
Street Address	104 TROUT TER
City	GRANDY
State	NC
Zip	27939-9789
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SFM
Legal Description	WALNUT ISLAND SECT 1, BLOCK C, LOT 37
Legal Subdivision	WALNUT ISLAND ESTATES SECTS 1
Legal Block	C
Legal Lot Number	37
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1008
Census Tract	110401

Owner

Source: Currituck County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 TROUT TER, GRANDY, NC 27939-9789
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Warranty Deed, Subdivision Related Transfer ATLANTIC BAY MTG
Feb 11, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2020 · Amount on Record
Deed Sale	Feb 11, 2020 · Amount on Record
Prior Sale	Jan 9, 1992 · Amount on Record
Deed Document Number	2020349057
Deed Book / Page	1520 / 294
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Oct 16, 2020
Property Address	104 TROUT TER, GRANDY, NC 27939
Document Number	0015680834
Book / Page	001568 / 000834
Instrument Date	Sep 16, 2020
Instrument	356261
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$309.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 TROUT TER GRANDY NC 27939, GRANDY, NC 27939

Mortgage

Document Number	15680836
Date	Oct 16, 2020
Book Page	001568/000836
Instrument	356262

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Feb 11, 2020
Property Address	104 TROUT TER, GRANDY, NC 27939
Document Number	0015200302
Book / Page	001520 / 000302
Instrument Date	Feb 10, 2020
Instrument	349057
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$52.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 CLAYTON RD MARYVILLE TN 378045550, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,225.00 (+0.74%)	$154,900 (-) Land $35,300 Building $119,600
2024	$1,216.00 (+9.16%)	$154,900 (-) Land $35,300 Building $119,600
2023	$1,114.00 (+17.14%)	$154,900 (-) Land $35,300 Building $119,600	$154,900 (-) Land $35,300 Building $119,600
2022	$951.00	$154,900 Land $35,300 Building $119,600	$154,900 (-) Land $35,300 Building $119,600
2021			$154,900 Land $35,300 Building $119,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	121 units insured incl. 20 condo units
Nearby Flood Claims	97 (1998–2022)
Claims Outside the SFHA	2 of 97
Most Recent Claim	Jun 2022
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 14 claims Hurricane Irene, Aug 2011 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CURRITUCK COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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