104 Treacy Ln, Cheraw, SC 29520 Property Records

Chesterfield County property record for 104 Treacy Ln, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	built 1989
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Feb 2024)
Tax Bill	$1,438 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2024 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`274 000 000 007`

Property Details

APN / Parcel Number

Primary APN	`274 000 000 007`
Alternative APNs	`00038276` `02364493` `2364493`

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	39,204 sqft (0.9 acres)
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	00038276
Street Address	104 TREACY LN
City	CHERAW
State	SC
Zip	29520-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1L .90 AC
Legal Subdivision	COUNTRY CLUB ACRES
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	1
Census Block	1043
Census Tract	950601

Owner

Source: Chesterfield County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 TREACY LN, CHERAW, SC 29520-4400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · VA Mortgage LENDUS LLC
Feb 28, 2024	Quit Claim Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Sep 6, 2023	Intrafamily Transfer, Transfer
Sep 27, 2018	Deed, Transfer · VA Mortgage LENDUS LLC
Sep 27, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 14, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Prior Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	2024700
Deed Book / Page	562 / 1338
Prior Transfer Date	Sep 6, 2023
Prior Transfer Doc	00558/1071
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	104 TREACY LN, CHERAW, SC 29520-4400
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00513/1032
Date	May 1, 2020
Book Page	513/1032
Instrument	202000001576

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Feb 28, 2024
Property Address	104 TREACY LN, CHERAW, SC 29520-4400
Document Number	00562/1338
Book / Page	562 / 1338
Map Reference	MB 41 PG 44
Instrument Date	Feb 28, 2024
Instrument	2024-700
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Tax	$689.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 TREACY LN, CHERAW, SC 29520-4400

Mortgage

Document Number	0002024701
Date	Feb 28, 2024
Instrument	2024-701

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 5, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	Other
Max Rate	13.5%

Mortgage

Document Number	0DB550/315
Date	Feb 28, 2024
Book Page	DB550/315
Instrument	2024-701

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	737 PLANTATION RD, LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 5, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 5, 2031
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	Other
Max Rate	13.5%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD SC
Recording Date	Sep 6, 2023
Property Address	104 TREACY LN, CHERAW, SC 29520-4400
Document Number	00558/1071
Book / Page	558 / 1071
Instrument Date	Sep 6, 2023
Instrument	2023-3468
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 TREACY LN, CHERAW, SC 29520-4400

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Sep 27, 2018
Property Address	104 TREACY LN, CHERAW, SC 29520-4400
Document Number	000516/676
Book / Page	516 / 676
Instrument Date	Sep 27, 2018
Instrument	000000003586
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 TREACY LN, CHERAW, SC 29520-4400

Mortgage

Document Number	0000000501/0000001024
Date	Sep 27, 2018
Book Page	0000000501/0000001024
Instrument	000000003587

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Sep 27, 2018
Property Address	104 TREACY LN, CHERAW, SC 29520-4400
Document Number	000516/672
Book / Page	516 / 672
Instrument Date	Sep 21, 2018
Instrument	000000003585
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3416 SAXON DR, FLORENCE, SC 29501-7390

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 14, 2018
Property Address	104 TREACY LN, CHERAW, SC 29520-4400
Document Number	00511/1317
Book / Page	511 / 1317
Instrument Date	Mar 13, 2018
Instrument	201800000933
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3416 SAXON DR, FLORENCE, SC 29501-7390

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 14, 2018
Property Address	104 TREACY LN, CHERAW, SC 29520-4400
Document Number	00511/1314
Book / Page	511 / 1314
Instrument Date	Mar 13, 2018
Instrument	201800000932
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 BRUNWOOD DR, FLORENCE, SC 29501-5527

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,438.00 (+55.97%)	$10,400 (+48.78%) Land $540 Building $9,860	$260,000 (+48.83%) Land $13,500 Building $246,500
2023	$922.00 (+2.67%)	$6,990 (-) Land $400 Building $6,590	$174,700 (-) Land $10,000 Building $164,700
2022	$898.00	$6,990 Land $400 Building $6,590	$174,700 Land $10,000 Building $164,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 77% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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