104 Trace Harbor Rd, Madison, MS 39110 Property Records

Madison County property record for 104 Trace Harbor Rd, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,984 sqft · built 1969
Owner	Individual Name on Record
Tax Bill	$419 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072A-01C-013`

Property Details

APN / Parcel Number

Primary APN	`072A-01C-013`
Alternative APNs	`072A-01C-013/00.00` `7182`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,984 sqft Adjusted Area
1st Floor Area	2,233 sqft
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Pool Area	512 sqft
Patio Area	132 sqft
Boat House	500 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	7182
Old Parcel Number	072A-01C-013/00.00
Street Address	104 TRACE HARBOR RD
City	MADISON
State	MS
Zip	39110-8730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 TWIN HARBOURS PART 1 LEASEHOLD
Legal Range	02E
Legal Township	07N
Legal Section	01
Legal Subdivision	TWIN HARBORS PT 1
Legal Lot Number	41
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	3
Census Block	3011
Census Tract	30208

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 TRACE HARBOR RD, MADISON, MS 39110-8730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit STATEWIDE FCU
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit STATEWIDE FCU
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Jun 28, 2019	Deed of Trust, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2019
Deed Sale	Jul 15, 2019
Prior Sale	Mar 1, 2007
Deed Document Number	0003742417
Prior Transfer Date	Sep 15, 2015
Prior Transfer Doc	767088
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	104 TRACE HARBOR RD, MADISON, MS 39110-8730
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 TRACE HARBOR RD, MADISON, MS 39110-8730

Mortgage

Document Number	004343/231
Date	Jun 22, 2023
Book Page	4343/231
Instrument	984233

Lender

Name	STATEWIDE FCU
Type	Credit Union
Address	FLOWOOD, MS 39232

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 21, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	104 TRACE HARBOR RD, MADISON, MS 39110-8730
Transaction Type	Mortgage
Record Updated	Jul 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 TRACE HARBOR RD, MADISON, MS 39110-8730

Mortgage

Document Number	004199/934
Date	Apr 25, 2022
Book Page	4199/934
Instrument	955548

Lender

Name	STATEWIDE FCU
Type	Credit Union
Address	FLOWOOD, MS 39232

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 24, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	104 TRACE HARBOR RD, MADISON, MS 39110-8730
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 W JACKSON ST, TUPELO, MS 38801-0306

Mortgage

Document Number	3991/24
Date	Feb 22, 2021
Book Page	3991/24
Instrument	918447

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	104 TRACE HARBOR RD, MADISON, MS 39110-8730
Document Number	0000867526
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 TRACE HARBOR RD MADISON MS 391108730, MADISON, MS 39110-8730

Mortgage

Document Number	0000867526
Date	Jul 3, 2019
Book Page	003739/000108
Instrument	867526

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$419.00 Homeowner's exemption	$11,969 (-)	$119,690 (-) Land $40,000 Building $79,690
2024	$419.00
2023	$419.00 Homeowner's exemption	$11,969	$119,690 Land $40,000 Building $79,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Nov 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: NETSPEEDMS.

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