Lincoln County property record for 104 Torreon Loop, Ruidoso, NM 88345
| Property Type | Single Family Home |
|---|---|
| Details | 2,590 sqft · built 1973 |
| Lot Size | 0.378 acres (16,461 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,500 (Jun 2020) |
| Tax Bill | $2,760 (2025) |
| Deeds & Mortgages | Oct 2024 Transfer Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-072-064-515-064 |
| Primary APN | 4-072-064-515-064 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,590 sqft Living Area |
| 1st Floor Area | 1,486 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 16,461 sqft (0.378 acres) |
| Account Number | 39775 |
|---|---|
| Street Address | 104 TORREON LOOP |
| City | RUIDOSO |
| State | NM |
| Zip | 88345-9020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY CLUB ESTATES SD. UNIT 2 BLOCK 12 LOT 5 |
| Legal Subdivision | COUNTRY CLUB ESTATES SD |
| Legal Block | 12 |
| Legal Lot Number | 5 |
| Legal Unit | 2 |
| Jurisdiction | LINCOLN NM |
| Township / Civil Division | RUIDOSO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 960602 |
104 Torreon Loop is owned and occupied by two individuals who acquired it in October 2024.
Source: Lincoln County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 TORREON LOOP, RUIDOSO, NM 88345-9020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2024 | Transfer on Death Deed, Transfer |
| Jun 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage KIRTLAND FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2020 · Amount on File |
| Deed Sale | Jun 22, 2020 · Amount on File |
| Deed Document Number | 20202981 |
| Deed Book / Page | 2020 / 2981 |
| Last Transfer Date | Oct 14, 2024 |
| Transfer Doc | 2024/14025 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LINCOLN NM |
| Recording Date | Oct 15, 2024 |
| Property Address | 104 TORREON LOOP, RUIDOSO, NM 88345-9020 |
| Document Number | 2024/14025 |
| Book / Page | 2024 / 14025 |
| Instrument Date | Oct 14, 2024 |
| Instrument | 202405209 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 TORREON LOOP, RUIDOSO, NM 88345-9020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NM |
| Recording Date | Jun 22, 2020 |
| Property Address | 104 TORREON LOOP, RUIDOSO, NM 88345-9020 |
| Document Number | 2020/2981 |
| Book / Page | 2020 / 2981 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 202002981 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 938, SUNDOWN, TX 79372-0938 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 704, RUIDOSO, NM 88355-0704 |
| Document Number | 202002982 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 202002982 |
| Name | KIRTLAND FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
The 2025 property tax bill for 104 Torreon Loop was $2,760 with a homeowner's exemption.
Source: Lincoln County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | New Mexico |
| County | Lincoln County |
| Municipality | Ruidoso Village |
| Unified School District | Ruidoso Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,436 (-) Land $13,089 Building $80,347 | $280,308 (-) Land $39,267 Building $241,041 | |
| 2025 | $2,760.00 Homeowner's exemption | $93,436 Land $13,089 Building $80,347 | $280,308 Land $39,267 Building $241,041 |
| 2023 | $2,549.00 Additional exemption filed | $88,073 Land $12,338 Building $75,735 | $264,219 Land $37,014 Building $227,205 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Torreon Loop in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 7, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2024–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025 · Severe Storms, Flooding, And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Torreon Loop is high, ranking above 88% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 84% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RUIDOSO WATER SYSTEM serves 15,947 people · EPA ID NM3513114 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 Treatment failure resolved · Feb 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
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