104 Thoreau Blvd, O Fallon, MO 63366 Property Records

St. Charles County property record for 104 Thoreau Blvd, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,306 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$341,300 (Dec 2020)
Tax Bill	$5,605 (2025)
Deeds & Mortgages	Dec 2022 Transfer Dec 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T010300225`

Property Details

APN / Parcel Number

Primary APN	`T010300225`
Alternative APN	`2-0050-8516-00-0227.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,306 sqft Living Area
Gross Area	4,252 sqft
1st Floor Area	1,270 sqft
Basement Area	1,216 sqft
Finished Basement	900 sqft
Unfinished Basement	316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Patio Area	216 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010300225
Street Address	104 THOREAU BLVD
City	O FALLON
State	MO
Zip	63366-7443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT WALDEN POND #1 LOT 227
Legal Subdivision	VLGS AT WALDEN POND #1
Legal Lot Number	227
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3008
Census Tract	311802

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	104 THOREAU BLVD, O FALLON, MO 63366-7443
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Intrafamily Transfer, Transfer
Dec 9, 2022	Intrafamily Transfer, Transfer
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Dec 4, 2020	Quit Claim Deed, Transfer DELMAR FIN'L
Jan 29, 2019	Grant Deed, Transfer · Line of Credit MERAMEC VLY BK
Aug 9, 2017	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	Aug 9, 2017 · Amount on Record
Deed Document Number	202094837
Last Transfer Date	Dec 9, 2022
Transfer Doc	0000065031
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Dec 9, 2022
Property Address	104 THOREAU BLVD, O FALLON, MO 63366-7443
Document Number	0000065031
Map Reference	MB 37 PG 58
Instrument Date	Dec 9, 2022
Instrument	2022R-065031
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 THOREAU BLVD, O FALLON, MO 63366-7443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	104 THOREAU BLVD, O FALLON, MO 63366-7443

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Dec 9, 2022
Property Address	104 THOREAU BLVD, O FALLON, MO 63366-7443
Document Number	0000065062
Map Reference	MB 37 PG 58
Instrument Date	Dec 9, 2022
Instrument	2022R-065062
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 THOREAU BLVD, O FALLON, MO 63366-7443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	104 THOREAU BLVD, O FALLON, MO 63366-7443

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	104 THOREAU BLVD, O FALLON, MO 63366-7443
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 THOREAU BLVD, O FALLON, MO 63366-7443

Mortgage

Document Number	0000048354
Date	Aug 31, 2022
Instrument	2022R-048354

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 4, 2020
Property Address	104 THOREAU BLVD, O FALLON, MO 63366-7443
Document Number	0000094837
Instrument Date	Nov 18, 2020
Instrument	94837
Transaction Type	Transfer
Record Updated	Feb 26, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 THOREAU BLVD O FALLON MO 633667443, O FALLON, MO 63366-7443

Mortgage

Document Number	94838
Date	Dec 4, 2020
Instrument	94838

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 29, 2019
Property Address	104 THOREAU BLVD, O FALLON, MO 63366-7443
Document Number	0070300651
Book / Page	007030 / 000651
Instrument Date	Jan 28, 2019
Instrument	43440
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	218 CHESTERFIELD TOWNE CTR CHESTERFIELD MO 630051257, CHESTERFIELD, MO 63005-1257

Mortgage

Document Number	70300653
Date	Jan 29, 2019
Book Page	007030/000653
Instrument	43450

Lender

Name	MERAMEC VLY BK
Type	Bank
Address	199 CLARKSON RD, ELLISVILLE, MO 63011-2243

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 9, 2017
Property Address	104 THOREAU BLVD, O FALLON, MO 63366-7443
Document Number	0067890407
Book / Page	6789 / 0407
Map Reference	MB 37 PG 58-60
Instrument Date	Aug 4, 2017
Instrument	20170809000499840
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 THOREAU BLVD, O FALLON, MO 63366-7443

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,520 (-)	$460,634 (-) Land $64,000 Building $396,634
2025	$5,605.00	$87,520 (+12.14%)	$460,634 (+12.14%) Land $64,000 Building $396,634
2023		$78,042
2022			$410,749 Land $44,000 Building $366,749

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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