Staunton City property record for 104 Thomas St, Staunton, VA 24401 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1965 |
| Lot Size | 0.22 acres (9,576 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $188,500 (Mar 2023) |
| Tax Bill | $1,932 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3177 |
| Primary APN | 3177 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 723 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,576 sqft (0.22 acres) |
| Lot Dimensions | 144 ft deep x 70 ft wide |
| Driveway | Concrete Driveway |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 104 THOMAS ST |
|---|---|
| City | STAUNTON |
| State | VA |
| Zip | 24401-2628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 16 LOT 2 SEC A |
| Legal Subdivision | OVERBROOK |
| Legal Block | 16 |
| Legal Lot Number | 2 |
| Jurisdiction | STAUNTON CITY VA |
| Township / Civil Division | STAUNTON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 300 |
Source: Staunton City records · APN 3177
Assessment roll updated August 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 THOMAS ST, STAUNTON, VA 24401-2628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 24, 2023 · Amount on Record |
| Deed Sale | Mar 24, 2023 · Amount on Record |
| Prior Sale | Feb 19, 2009 · Amount on Record |
| Deed Document Number | 2023649 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STAUNTON CITY VA |
| Recording Date | Mar 24, 2023 |
| Property Address | 104 THOMAS ST, STAUNTON, VA 24401-2628 |
| Document Number | 0230000649 |
| Map Reference | MB 149 PG 67 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 230000649 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2023 |
| Title Company | LILLY TITLE AND SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 104 THOMAS ST, STAUNTON, VA 24401-2628 |
| Document Number | 0230000650 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 230000650 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Number | 0230000651 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 230000651 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
Source: Staunton City records · Assessment roll updated August 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Staunton City |
| Unified School District | Staunton City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,932.00 (+15.21%) | $212,400 (+12.67%) Land $51,600 Building $160,800 | $212,400 (+12.67%) Land $51,600 Building $160,800 |
| 2023 | $1,677.00 | $188,520 Land $44,320 Building $144,200 | $188,520 Land $44,320 Building $144,200 |
Source: FEMA National Flood Hazard Layer, County delivery 51015C, updated March 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 517900003001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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