Craighead County property record for 104 Terra Dr, Bay, AR 72411
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 986 sqft |
| Lot Size | 0.279 acres (12,168 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Oct 2022) |
| Tax Bill | $750 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2022 Sale & Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 10-135222-01200 |
| Primary APN | 10-135222-01200 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 986 sqft Living Area |
| Gross Area | 1,305 sqft |
| 1st Floor Area | 986 sqft |
| Flooring | Carpet |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,168 sqft (0.279 acres) |
| Garage Type | Attached |
| Garage Area | 319 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 517 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 104 TERRA DR |
|---|---|
| City | BAY |
| State | AR |
| Zip | 72411-9501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRYS 1ST ADD |
| Legal Range | 05 |
| Legal Township | 13 |
| Legal Section | 22 |
| Legal Subdivision | CHERRYS 1ST ADD |
| Legal Block | B |
| Legal Lot Number | 3 |
| Jurisdiction | CRAIGHEAD AR |
| Township / Civil Division | MAUMELLE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 900 |
104 Terra Dr is owned by an individual who bought it in October 2022.
Source: Craighead County records, as of July 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 COUNTRY CLUB BLVD, TRUMANN, AR 72472-3327 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANK |
| Oct 14, 2022 | Warranty Deed, Transfer · Line of Credit SOUTHERN BANK |
| Mar 17, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2022 · Amount on File |
| Deed Sale | Oct 14, 2022 · Amount on File |
| Deed Document Number | 202222377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Property Address | 104 TERRA DR, BAY, AR 72411-9501 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 204 COUNTRY CLUB BLVD, TRUMANN, AR 72472-3327 |
| Document Number | 2026R001086 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2026R-001086 |
| Name | SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | JONESBORO, AR 72401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Recording Date | Oct 14, 2022 |
| Property Address | 104 TERRA DR, BAY, AR 72411-9501 |
| Document Number | 2022R022377 |
| Map Reference | DD 179 PG 55 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 2022R-022377 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | PROFESSIONAL TITLE, PROFESSIONAL TTL SVCS OF AR |
| Amount | Amount on Record |
|---|---|
| Tax | $99.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 EAGLE CREST CV, TRUMANN, AR 72472-3319 |
| Name | Verified Name |
|---|---|
| Address | 104 TERRA DR, BAY, AR 72411-9501 |
| Document Number | 2022R022378 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2022R-022378 |
| Name | SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Apr 20, 2023 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Recording Date | Mar 17, 2022 |
| Property Address | 104 TERRA DR, BAY, AR 72411-9501 |
| Document Number | 2022R005902 |
| Map Reference | MB 179 PG 35 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022R-005902 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 104 Terra Dr was $750.
Source: Craighead County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Craighead County |
| Municipality | Bay City |
| Unified School District | Bay School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $750.00 | $14,221 Land $1,650 Building $12,571 | $71,105 Land $8,250 Building $62,855 |
| 2023 | $793.00 | $14,221 Land $1,650 Building $12,571 | $71,105 Land $8,250 Building $62,855 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 104 Terra Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 9 (2001–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Terra Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Arkansas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY WATERWORKS serves 1,938 people · EPA ID AR0000129 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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