104 Tarnhill Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 104 Tarnhill Dr, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,602 sqft · built 2005
Lot Size1.16 acres (50,530 sqft)
Owner2 Individual Names on Record
Last Sale$1,295,000 (Mar 2023)
Tax Bill$3,838 (2025)
Deeds & MortgagesMar 2023 Sale
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN9576149605

Property Details

APN / Parcel Number

Primary APN9576149605
Alternative APNs
  • 00957614960555
  • 9943029

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area3,602 sqft Heated Area
1st Floor Area2,375 sqft
Basement Area2,377 sqft
Finished Basement1,225 sqft
Unfinished Basement1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialBrick/Stone
Lot Area50,530 sqft (1.16 acres)
Garage Area563 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area35 sqft
Deck Area533 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9943029
Street Address104 TARNHILL DR
CityFLAT ROCK
StateNC
Zip28731-9704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9943029~R-
Legal DescriptionKENMURE LO2 SEJ
Legal SubdivisionKENMURE (2272)
Legal Block14
Legal Lot Number9605
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group2
Census Block2025
Census Tract931500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation)
listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address104 TARNHILL DR, FLAT ROCK, NC 28731-9704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2023Warranty Deed, Transfer
Jul 15, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2023 · Amount on Record
Deed SaleMar 9, 2023 · Amount on Record
Prior SaleJul 15, 2020 · Amount on Record
Deed Document Number2023994601
Deed Book / Page4021 / 78
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateMar 9, 2023
Property Address104 TARNHILL DR, FLAT ROCK, NC 28731-9704
Document Number0040210078
Book / Page4021 / 78
Map ReferenceCAB A SL 20-A
Instrument DateMar 6, 2023
Instrument1000994601
Transaction TypeTransfer
Record UpdatedMay 8, 2023

Transaction

AmountAmount Recorded
Tax$2,590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address313 BRAXTON MEADOW DR, SIMPSONVILLE, SC 29681-4097

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 TARNHILL DR, FLAT ROCK, NC 28731-9704

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJul 15, 2020
Property Address104 TARNHILL DR, FLAT ROCK, NC 28731-9704
Document Number0035250323
Book / Page003525 / 000323
Instrument DateJul 15, 2020
Instrument929009
Transaction TypeTransfer
Record UpdatedSep 22, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,300.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1931 LAUREL RD WINTER PARK FL 327895844, WINTER PARK, FL 32789-5844

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityFlat Rock Village
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$890,700 (-) Land $145,900 Building $744,800
2025$3,838.00
2023$890,700 Land $145,900 Building $744,800$890,700 Land $145,900 Building $744,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 individual policies
Nearby Flood Policies22 units insured
incl. 12 condo units
Nearby Flood Claims1 (2018)
Most Recent ClaimOct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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