104 Summit St, Malden, MA 02148 Property Records

Middlesex County and Malden City property record for 104 Summit St, Malden, MA 02148

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,648 sqft · built 2002
Lot Size	0.137 acres (5,981 sqft)
Owner	2 Individual Names on File
Last Sale	$601,000 (Sep 2018)
Tax Bill	$9,571 (2026)
Deeds & Mortgages	Mar 2020 Refinance Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MALD M:150 B:629 L:925`

Property Details

APN / Parcel Number

Primary APN	`MALD M:150 B:629 L:925`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,648 sqft Living Area
Gross Area	2,580 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,981 sqft (0.137 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	104 SUMMIT ST
City	MALDEN
State	MA
Zip	02148-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Subdivision	LAKE STREET
Legal Block	629
Legal Lot Number	925
Jurisdiction	MALDEN MA
Township / Civil Division	MALDEN
Census Block Group	1
Census Block	1001
Census Tract	341903

Owner

104 Summit St is owned and occupied by two individuals who bought it in September 2018.

Source: Middlesex County and Malden City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 SUMMIT ST, MALDEN, MA 02148-2015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU
Sep 7, 2018	Quit Claim Deed, Transfer CENTURY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2018 · Amount on File
Deed Sale	Sep 7, 2018 · Amount on File
Prior Sale	Jul 22, 2010 · Amount on File
Deed Book / Page	71590 / 226
Transfer Doc	071590-226
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	104 SUMMIT ST, MALDEN, MA 02148-2015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74375-228
Date	Mar 30, 2020
Book Page	74375/228
Instrument	46936

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MALDEN MA
Recording Date	Sep 7, 2018
Property Address	104 SUMMIT ST, MALDEN, MA 02148-2015
Document Number	71590-226
Book / Page	71590 / 226
Instrument	138678
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.36
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	715900231
Date	Sep 7, 2018
Instrument	71590/0231

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 104 Summit St was $9,571, up 10,776.1% from the year before.

Source: Middlesex County and Malden City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Malden City
Unified School District	Malden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,571.00 (+10,776.14%)	$839,600 (+7.65%) Land $302,100 Building $536,900	$672,695 (-0.04%)
2025	$88.00 (-98.96%)	$779,900 (+8.05%) Land $277,600 Building $502,300	$672,980
2024	$8,438.00 (+3.62%)	$721,800 (+8.05%) Land $261,200 Building $460,600
2023	$8,143.00	$668,000 Land $236,800 Building $431,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 104 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALDEN WATER DIVISION (MWRA) serves 66,263 people · EPA ID MA3165000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2016
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy, Starry, T-Mobile.

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