Hamilton County and Wells Town property record for 104 Stuart Ln, Wells, NY 12190
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 984 sqft · built 1989 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $5,352 (2026) |
| APN | 203600 130.017-1-16.100 |
| Primary APN | 203600 130.017-1-16.100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 146 ft deep x 100 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Detached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 512 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 104 STUART LN |
|---|---|
| City | WELLS |
| State | NY |
| Zip | 12190-7714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 16.100 |
| Jurisdiction | HAMILTON NY |
| Township / Civil Division | WELLS |
| Census Block Group | 1 |
| Census Block | 1078 |
| Census Tract | 950400 |
Source: Hamilton County and Wells Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4128 BUCKINGHAM DR, SCHENECTADY, NY 12304-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 28, 2016 |
| Transfer Doc | 0000002016/000000120 |
| Record Updated | Oct 29, 2026 |
Source: Hamilton County and Wells Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Hamilton County |
| County Subdivision | Wells Town |
| Unified School District | Wells Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,352.00 (+4.55%) Veteran's exemption | ||
| 2025 | $5,119.00 (+146.94%) Veteran's exemption | $219,800 (-) Land $82,500 Building $137,300 | $366,300 (+8.31%) Land $137,487 Building $228,813 |
| 2024 | $219,800 (-) Land $82,500 Building $137,300 | $338,200 (+7.71%) Land $126,940 Building $211,260 | |
| 2023 | $2,073.00 (-50.45%) Veteran's exemption | $219,800 (-) Land $82,500 Building $137,300 | $314,000 (+14.26%) Land $117,857 Building $196,143 |
| 2022 | $219,800 Land $82,500 Building $137,300 | $274,800 Land $103,144 Building $171,656 | |
| 2020 | $4,184.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 9 (2003–2023) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WELLS WD serves 450 people · EPA ID NY2000131 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SLICFiber Fiber | 1,000 / 1,000 |
| Frontier Fiber | 1,000 / 1,000 |
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