Madison County property record for 104 Stornoway Ct, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,220 sqft · built 1999 |
| Lot Size | 0.422 acres (18,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Sep 2008) |
| Tax Bill | $3,521 (2026) |
| Deeds & Mortgages | Apr 2026 Sale Oct 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-09-32-2-003-065.000 |
| Primary APN | 15-09-32-2-003-065.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,220 sqft Living Area |
| 1st Floor Area | 2,220 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,401 sqft (0.422 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 313415 |
|---|---|
| Street Address | 104 STORNOWAY CT |
| City | MADISON |
| State | AL |
| Zip | 35758-6233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 WEST HIGHLANDS PH II A RESUB OF TRACT A OF WEST HIGHLANDS PH I PB 34 PG 34-35 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 32 |
| Legal Subdivision | WEST HIGHLANDS PH II |
| Legal Tract | A |
| Legal Lot Number | 18 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 11023 |
104 Stornoway Ct is owned and occupied by two individuals who acquired it in April 2026.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 STORNOWAY CT, MADISON, AL 35758-6233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2026 | Affidavit, Transfer |
| Oct 29, 2025 | Deed of Trust, Mortgage · Line of Credit EVABANK |
| Jan 19, 2018 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2008 · Amount on File |
| Deed Sale | Sep 16, 2008 · Amount on File |
| Deed Document Number | 2008596200 |
| Last Transfer Date | Apr 17, 2026 |
| Transfer Doc | 2026017167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Apr 20, 2026 |
| Property Address | 104 STORNOWAY CT, MADISON, AL 35758-6233 |
| Document Number | 2026017167 |
| Book / Page | 2026 / 17167 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 STORNOWAY CT, MADISON, AL 35758-6233 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 104 STORNOWAY CT, MADISON, AL 35758-6233 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 104 STORNOWAY CT, MADISON, AL 35758-6233 |
| Document Number | 0000205328 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 2025/205328 |
| Name | EVABANK |
|---|---|
| Type | Bank |
| Address | 1710 CHEROKEE AVE SW, CULLMAN, AL 35055 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 15, 2035 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 104 STORNOWAY CT, MADISON, AL 35758-6233 |
| Document Number | 0000004525 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000004525 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 4525 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 23, 2033 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 104 Stornoway Ct was $3,521 with a homeowner's exemption, up 7.1% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,521.00 (+7.05%) | ||
| 2025 | $3,289.00 Homeowner's exemption | $47,880 Land $8,780 Building $39,100 | $518,100 Land $95,000 Building $423,100 |
| 2023 | $3,072.00 (+12.04%) Homeowner's exemption | $44,760 (+11.9%) Land $9,500 Building $35,260 | $447,600 (+11.93%) Land $95,000 Building $352,600 |
| 2022 | $2,742.00 Homeowner's exemption | $40,000 Land $6,500 Building $33,500 | $399,900 Land $65,000 Building $334,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 104 Stornoway Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2003–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 104 Stornoway Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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