Lafayette County property record for 104 Stella St, Concordia, MO 64020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,795 sqft · built 1924 |
| Lot Size | 0.287 acres (12,493 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $845 (2025) |
| Deeds & Mortgages | Sep 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-8.0-33-0-000-032.060 |
| Primary APN | 18-8.0-33-0-000-032.060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,795 sqft Living Area |
| Basement Area | 1,056 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,493 sqft (0.287 acres) |
| Lot Dimensions | 149 ft deep x 81.3 ft wide |
| Porch | Slab |
| Porch Area | 196 sqft |
| Cooling System | None |
|---|
| Street Address | 104 STELLA ST |
|---|---|
| City | CONCORDIA |
| State | MO |
| Zip | 64020-7337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STRIPS IN CONCORDIA BEING PT OF SW1/4 OF SW1/4; 899-342, 1051-450, 1084-946, 1123-610, 2012DR3475, 2012DR4256, 2013DR0150 |
| Legal Range | 24 |
| Legal Township | 49 |
| Legal Section | 33 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | FREEDOM |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 90500 |
Source: Lafayette County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 STELLA ST, CONCORDIA, MO 64020-7337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2013 |
| Deed Sale | Jan 11, 2013 |
| Deed Document Number | 20133DR0150 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 104 STELLA ST, CONCORDIA, MO 64020-7337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020DR3737 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 2020DR3737 |
| Name | CONCORDIA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2030 |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Concordia City |
| Unified School District | Concordia R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $845.00 | $11,674 (+13.99%) | $61,440 (+13.99%) Land $6,890 Building $54,550 |
| 2023 | $10,241 | $53,898 Land $6,048 Building $47,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORDIA PWS serves 2,500 people · EPA ID MO1010184 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Green Hills Technologies Cable | 250 / 20 |
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