104 State St, Charlevoix, MI 49720 Property Records

Charlevoix County property record for 104 State St, Charlevoix, MI 49720

Property Summary

Property TypeCommercial
Details7,800 sqft
Lot Size0.355 acres (15,464 sqft)
OwnerCompany Name on File
Tax Bill$5,723 (2025)
Flood ZoneZone X (minimal risk)
APN052-246-008-00

Property Details

APN / Parcel Number

Primary APN052-246-008-00

Interior

Units16 Units
Building Area7,800 sqft Building Perimeter

Exterior

Lot Area15,464 sqft (0.355 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address104 STATE ST
CityCHARLEVOIX
StateMI
Zip49720-1395
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description104 STATE ST DDA 1984 C1 LOTS 8 & 9 BLOCK 6 OF THE ORIG PLAT OF VILL (NOW CITY) OF CX
Legal Range08
Legal Township34
Legal Section26
Legal SubdivisionORIGINAL PLAT OF CITY
Legal Block6
Legal Lot Number8-9
JurisdictionCHARLEVOIX MI
Township / Civil DivisionCHARLEVOIX
Census Block Group1
Census Block1011
Census Tract1500

Owner

Source: Charlevoix County assessment roll, APN 052-246-008-00, as of June 18, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1005 N STEPHENSON HWY, ROYAL OAK, MI 48067-1545
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Charlevoix County assessment roll as of June 18, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCharlevoix County
MunicipalityCharlevoix City
Unified School DistrictCharlevoix Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$120,400 (+11.17%)$240,800 (+11.17%)
2025$5,723.00 (-11.11%)$108,300$216,600
2024$6,438.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlevoix County (26029C), as of September 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260290015001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 units insured
incl. 8 condo units

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Charlevoix Central Historic District
listed 2025 · 47 contributing resources · NRIS 100011634

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 454 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0001330, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLEVOIX
serves 3,124 people
Water SourceSurface water
Last State InspectionMay 2022

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on State St

Nearby Streets

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