104 Stacey Dr, Chester, MD 21619 Property Records

Queen Anne's County property record for 104 Stacey Dr, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,092 sqft · built 1998
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (Aug 2021)
Tax Bill	$2,557 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-108736`

Property Details

APN / Parcel Number

Primary APN	`04-108736`
Alternative APNs	`4108736` `108736`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Total Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	108736
Street Address	104 STACEY DR
City	CHESTER
State	MD
Zip	21619-2666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-8
Legal Description	LOT 2 - 10001 SQ FT E/MD RT 552 CHESTER
Legal Subdivision	SCHULZ JODY J LANDS
Legal Lot Number	2
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	1
Census Block	1005
Census Tract	811000

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 STACEY DR, CHESTER, MD 21619-2666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Dec 17, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Sep 4, 2018	Deed, Transfer · FHA Mortgage US MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Book / Page	3800 / 145
Prior Transfer Date	Jun 25, 2015
Prior Transfer Doc	0024290375
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Aug 10, 2021
Property Address	104 STACEY DR, CHESTER, MD 21619-2666
Document Number	0038000145
Book / Page	3800 / 145
Map Reference	LB 24 PG 60
Instrument Date	Jul 16, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	104 STACEY DR, CHESTER, MD 21619-2666

Mortgage

Document Number	0003800151
Date	Aug 10, 2021
Instrument	3800/151

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	104 STACEY DR, CHESTER, MD 21619-2666
Document Number	0032320217
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	104 STACEY DR CHESTER MD 216192666, CHESTER, MD 21619-2666

Mortgage

Document Number	0032320217
Date	Dec 30, 2019
Book Page	003232/000217

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Sep 4, 2018
Property Address	104 STACEY DR, CHESTER, MD 21619-2666
Document Number	0029570153
Book / Page	2957 / 153
Map Reference	LB S M24 FO60
Instrument Date	Aug 30, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	TITLE EXCELLENCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 STACEY DR, CHESTER, MD 21619-2666

Mortgage

Document Number	0029570160
Date	Sep 4, 2018
Book Page	2957/160

Lender

Name	US MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,800 (+32.76%) Land $161,200 Building $134,600	$295,800 (+32.76%) Land $161,200 Building $134,600
2025	$2,557.00 (+21.88%)
2023	$2,098.00	$222,800 Land $120,500 Building $102,300	$222,800 Land $120,500 Building $102,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 individual policies
Nearby Flood Policies	101 units insured incl. 8 condo units
Nearby Flood Claims	69 (1978–2024)
Claims Outside the SFHA	19 of 69
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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