Polk County property record for 104 Spring St, Saluda, NC 28773 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,755 sqft · built 1994 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $360,000 (Mar 2021) |
| Tax Bill | $4,117 (2025) |
| Deeds & Mortgages | Dec 2024 Transfer Dec 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S5-F17 |
| Primary APN | S5-F17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,755 sqft Finished Area |
| Basement Area | 1,426 sqft |
| Finished Basement | 470 sqft |
| Unfinished Basement | 956 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Heating System | HVAC |
|---|
| Account Number | 36438 |
|---|---|
| Street Address | 104 SPRING ST |
| City | SALUDA |
| State | NC |
| Zip | 28773-0599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEADOWVIEW SUBD, LOT #17 B-1248, 0M01 MEADOWVIEW S/D |
| Legal Subdivision | MEADOWVIEW S/D |
| Legal Lot Number | 17 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 920303 |
Source: Polk County records · APN S5-F17
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 64 CRESCENT DR, SALUDA, NC 28773-9654 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Dec 06, 2024 | Intrafamily Transfer, Transfer |
| Dec 06, 2024 | Intrafamily Transfer, Transfer |
| Mar 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Mar 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2021 · Amount on Record |
| Deed Sale | Mar 16, 2021 · Amount on Record |
| Prior Sale | Dec 18, 2007 · Amount on Record |
| Last Transfer Date | Nov 25, 2024 |
| Transfer Doc | 000489/145 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Dec 06, 2024 |
| Property Address | 104 SPRING ST, SALUDA, NC 28773-0599 |
| Document Number | 000489/145 |
| Book / Page | 489 / 145 |
| Map Reference | FILE B PG 1248 |
| Instrument Date | Nov 25, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 SPRING ST, SALUDA, NC 28773-0599 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Dec 06, 2024 |
| Property Address | 104 SPRING ST, SALUDA, NC 28773-0599 |
| Document Number | 000489/142 |
| Book / Page | 489 / 142 |
| Map Reference | CAB B PG 1248 |
| Instrument Date | Oct 25, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 SPRING ST, SALUDA, NC 28773-0599 |
| Name | Verified Name |
|---|---|
| Address | 104 SPRING ST, SALUDA, NC 28773-0599 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Mar 16, 2021 |
| Property Address | 393 SPRING ST, SALUDA, NC 28773-8868 |
| Document Number | 00457/1270 |
| Book / Page | 457 / 1270 |
| Map Reference | CARD B PG 1248 |
| Instrument Date | Mar 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1111 HAVEN DR, 1111, SALUDA, NC 28773-8770 |
| Name | Verified Name |
|---|---|
| Address | 393 SPRING ST, SALUDA, NC 28773-8868 |
| Document Number | 0004571272 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 457/1272 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Mar 16, 2021 |
| Property Address | 104 SPRING ST, SALUDA, NC 28773-0599 |
| Document Number | 00457/1270 |
| Book / Page | 457 / 1270 |
| Map Reference | CARD B PG 1248 |
| Instrument Date | Mar 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1111 HAVEN DR, SALUDA, NC 28773-8770 |
| Name | Verified Name |
|---|---|
| Address | 393 SPRING ST, SALUDA, NC 28773-8868 |
| Document Number | 0004571272 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 457/1272 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Saluda City |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,117.00 (+22.09%) | $412,727 (+53.5%) Land $37,400 Building $375,327 | $412,727 (+53.5%) Land $37,400 Building $375,327 |
| 2023 | $3,372.00 | $268,876 Land $30,600 Building $238,276 | |
| 2021 | $268,876 Land $30,600 Building $238,276 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Wilkes Telephone Membership | Fiber | 1,000 / 1,000 |
May also be available at this address: Verizon, e-Polk, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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