104 Spinnaker Ln, Kennett Square, PA 19348 Property Records

Chester County property record for 104 Spinnaker Ln, Kennett Square, PA 19348

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,385 sqft · built 1987
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$624,000 (Jul 2020)
Tax Bill	$1,113 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62-6-10.3B`

Property Details

APN / Parcel Number

Primary APN	`62-6-10.3B`
Alternative APN	`6206 001003B0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,385 sqft Living Area
Gross Area	4,937 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	87,120 sqft
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	104 SPINNAKER LN
City	KENNETT SQUARE
State	PA
Zip	19348-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	2 AC DWG & POOL LOT 3
Legal Lot Number	3
Jurisdiction	CHESTER PA
Township / Civil Division	KENNETT
Census Block Group	1
Census Block	1004
Census Tract	303301

Owner

104 Spinnaker Ln is owned and occupied by an individual who bought it in July 2020.

Source: Chester County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	104 SPINNAKER LN, KENNETT SQUARE, PA 19348-2625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK
Sep 10, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUE ACCESS CAPITAL CORPORATION
Jul 24, 2020	Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2020 · Amount on File
Deed Sale	Jul 24, 2020 · Amount on File
Deed Document Number	202011748386
Deed Book / Page	10221 / 664
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Recording Date	Jun 29, 2026
Property Address	104 SPINNAKER LN, KENNETT SQUARE, PA 19348-2625
Document Number	0012129591
Book / Page	11606 / 968
Instrument Date	Apr 16, 2026
Instrument	202612129591
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SPINNAKER LN, KENNETT SQUARE, PA 19348-2625

Mortgage

Document Number	0012129591,
Date	Jun 29, 2026
Book Page	11606/968
Instrument	202612129591

Lender

Name	FULTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	104 SPINNAKER LN, KENNETT SQUARE, PA 19348-2625
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SPINNAKER LN, KENNETT SQUARE, PA 19348-2625

Mortgage

Document Number	0106711682
Date	Sep 10, 2021
Book Page	10671/1682
Instrument	11867281

Lender

Name	TRUE ACCESS CAPITAL CORPORATION
Type	Non-Lending Institution
Address	WILMINGTON, DE 19801

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Aug 1, 2031

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Jul 24, 2020
Property Address	104 SPINNAKER LN, KENNETT SQUARE, PA 19348-2625
Document Number	0102210664
Book / Page	10221 / 664
Instrument Date	Jun 22, 2020
Instrument	11748386
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	104 SPINNAKER LN, KENNETT SQUARE, PA 19348-2625

Mortgage

Document Number	0011748387
Date	Jul 24, 2020
Instrument	11748387

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 104 Spinnaker Ln was $1,113.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Kennett Township
Unified School District	Kennett Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,113.00	$253,880 Land $62,730 Building $191,150	$268,560 Land $62,730 Building $205,830
2024	$10,352.00	$253,880 Land $62,730 Building $191,150
1998			$268,560 Land $62,730 Building $205,830

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 104 Spinnaker Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2011–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Spinnaker Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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