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104 Smithson Dr, Oviedo, FL 32765 Property Records

Seminole County property record for 104 Smithson Dr, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,080 sqft · built 2006
Lot Size0.403 acres (17,567 sqft)
Owner2 Individual Names on File
Last Sale$115,571 (May 2005)
Tax Bill$3,551 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-21-31-300-030E-0000

Property Details

APN / Parcel Number

Primary APN27-21-31-300-030E-0000
Alternative APN
  • 213127300030E0000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,080 sqft Living Area
Gross Area2,548 sqft
1st Floor Area2,080 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area17,567 sqft (0.403 acres)
Lot Dimensions219 ft deep x 66 ft wide
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area88 sqft
Patio Area1 sqft
Shed1 Shed
Shed Area2 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address104 SMITHSON DR
CityOVIEDO
StateFL
Zip32765-8821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1AA
Legal DescriptionSEC 27 TWP 21S RGE 31E BEG 634.5 FT N & 40.22 FT E OF SE COR OF E 1/2 OF NW 1/4 OF SW 1/4 RUN NWLY ALONG R/W 143.11 FT N 20 DEG 59 MIN W 177.2 FT NELY ALONG LK 60 FT S 35 DEG 3 MIN E 262.7 FT TO BEG (LESS RD)
Legal Range31E
Legal Township21S
Legal Section27
Legal SubdivisionLAND & LAKES INC
Legal Tract300
Legal Lot Number3
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group3
Census Block3015
Census Tract21317

Owner

104 Smithson Dr is owned and occupied by two individuals who acquired it in September 2005.

Source: Seminole County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address104 SMITHSON DR, OVIEDO, FL 32765-8821
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Deed of Trust, Mortgage · Line of Credit
FAIRWINDS CU
Nov 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 22, 2018Loan Modification, Mortgage · Conventional Mortgage
PLAZA HM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2005 · Amount on File
Deed SaleMay 31, 2005 · Amount on File
Prior SaleMay 1, 2005 · Amount on File
Deed Document Number200588357
Deed Book / Page5742 / 1534
Last Transfer DateSep 21, 2005
Transfer Doc0059151652
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address104 SMITHSON DR, OVIEDO, FL 32765-8821
Transaction TypeMortgage
Record UpdatedJul 12, 2022
Title CompanyMORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 SMITHSON DR, OVIEDO, FL 32765-8821

Mortgage

Document Number0102671115
DateJun 28, 2022
Book Page10267/1115
Instrument2022075104
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address104 SMITHSON DR, OVIEDO, FL 32765-8821
Transaction TypeMortgage
Record UpdatedNov 25, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0100971976
DateNov 16, 2021
Book Page10097/1976
Instrument2021150441
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term230 Months
DueJan 1, 2041

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSEMINOLE FL
Property Address104 SMITHSON DR, OVIEDO, FL 32765-8821
Document Number0092731835
Instrument DateOct 22, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address104 SMITHSON DR OVIEDO FL 327658821, OVIEDO, FL 32765-8821

Mortgage

Document Number0092731835
DateDec 28, 2018
Book Page009273/001835
Instrument145286
Lender
NamePLAZA HM MTG
TypeMortgage Company
AddressLAKE ZURICH, IL 60047
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 27, 2048
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 104 Smithson Dr was $3,551 with exemptions applied.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,551.00 Homeowner's exemption Veteran's exemption$283,201$463,829 Land $76,250 Building $387,579
2023$3,263.00 (+2.71%) Homeowner's exemption$267,204 (+3%)$436,225 (+1.49%) Land $67,710 Building $368,515
2022$3,177.00 Homeowner's exemption$259,421$429,838 Land $64,660 Building $365,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Smithson Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 62 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims12 (2001–2024)
Claims Outside the SFHA12 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Smithson Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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