104 Smith St, Morganton, NC 28655 Property Records

Burke County property record for 104 Smith St, Morganton, NC 28655 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 882 sqft · built 1915
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (Jun 2021)
Tax Bill$315 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
May 2019 Sale
Flood ZoneZone X (minimal risk)
APN2703038839

Property Details

APN / Parcel Number

Primary APN2703038839
Alternative APN
  • 10449

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area882 sqft Living Area
Gross Area854 sqft
1st Floor Area854 sqft
FlooringSoftwood

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof MaterialMetal
Lot Area9,148 sqft (0.21 acres)
TerrainRolling
Garage TypeAttached

Exterior Amenities

PorchOpen Porch
Porch Area126 sqft
Shed1 Shed
Shed Area120 sqft
Canopy16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number2703038839
Street Address104 SMITH ST
CityMORGANTON
StateNC
Zip28655-4441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description104 SMITH ST MORGANTON, NC 28655
Legal SubdivisionSARAH WOODWARDS
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group1
Census Block1018
Census Tract21400

Owner

Source: Burke County records · APN 2703038839

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address216 BURKEMONT AVE, MORGANTON, NC 28655-4454
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2021Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
May 24, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2021 · Amount on Record
Deed SaleJun 22, 2021 · Amount on Record
Prior SaleMay 24, 2019
Deed Document Number0002549710
Deed Book / Page2549 / 710
Record UpdatedJun 08, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionBURKE NC
Recording DateJun 22, 2021
Property Address104 SMITH ST, MORGANTON, NC 28655-4441
Document Number0025490710
Book / Page2549 / 710
Instrument DateJun 19, 2021
Instrument2021007249
Transaction TypeTransfer
Record UpdatedOct 19, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$80.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address321 N POPLAR ST, 321, ELIZABETHTOWN, PA 17022-1525

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 SMITH ST, MORGANTON, NC 28655-4441

Mortgage

Document Number2021007250
DateJun 22, 2021
Instrument2021007250
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateMay 24, 2019
Property Address104 SMITH ST, MORGANTON, NC 28655-4441
Document Number0024040329
Book / Page002404 / 000329
Instrument DateMay 08, 2019
Instrument28119
Transaction TypeTransfer
Record UpdatedMay 31, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address325 N POPLAR ST ELIZABETHTOWN PA 170221525, ELIZABETHTOWN, PA 17022-1525

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$315.00 (+2.27%)$39,367 (-) Land $10,500 Building $28,867$39,367 (-) Land $10,500 Building $28,867
2023$308.00$39,367 Land $10,500 Building $28,867$39,367 Land $10,500 Building $28,867

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230214001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
City of MorgantonCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum, Verizon, City of Morganton. Availability varies by address; speeds are provider-advertised maximums, not measured.

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