Westchester County and Mount Kisco Village property record for 104 Smith Ave, Mount Kisco, NY 10549
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2 ba · 3,850 sqft · built 2005 |
| Lot Size | 0.332 acres (14,479 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,345,000 (Mar 2022) |
| Tax Bill | $17,123 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 555601 80.40-3-4 |
| Primary APN | 555601 80.40-3-4 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 4 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,850 sqft Total Area |
| 1st Floor Area | 1,925 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 14,479 sqft (0.332 acres) |
| Lot Dimensions | 225 ft deep x 65 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 142600 |
|---|---|
| Street Address | 104 SMITH AVE |
| City | MOUNT KISCO |
| State | NY |
| Zip | 10549-2816 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | OC |
| Legal Block | 3 |
| Legal Lot Number | 4.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT KISCO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 12900 |
Source: Westchester County and Mount Kisco Village records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 104 SMITH AVE, MOUNT KISCO, NY 10549-2816 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BEACON BANK |
| Mar 15, 2022 | Bargain and Sale Deed, Transfer · Commercial Mortgage M & T BANK |
| Aug 28, 2018 | Deed of Trust, Mortgage HARVEST SMALL BUSN FIN LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2022 · Amount on Record |
| Deed Sale | Mar 15, 2022 · Amount on Record |
| Prior Sale | Jul 25, 2006 · Amount on Record |
| Deed Document Number | 20223027 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 24, 2026 |
| Property Address | 104 SMITH AVE, MOUNT KISCO, NY 10549-2816 |
| Document Number | 0000003670 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20263670 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Title Company | BENCHMARK TITLE COMPANY, BENCHMARK TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 104 SMITH AVE, MOUNT KISCO, NY 10549-2816 |
| Document Number | 0000003670, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 20263670 |
| Name | BEACON BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Mar 15, 2022 |
| Property Address | 104 SMITH AVE, MOUNT KISCO, NY 10549-2816 |
| Document Number | 0620623027 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 620623027 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 SMITH AVE, 104, MOUNT KISCO, NY 10549-2816 |
| Name | Verified Name |
|---|---|
| Address | 155 LAFAYETTE AVE # 101, 101, WHITE PLAINS, NY 10603-1602 |
| Document Number | 0620733629 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 620733629 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 104 SMITH AVE, MOUNT KISCO, NY 10549-2816 |
| Document Number | 0582623535 |
| Instrument Date | Aug 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 104 SMITH AVE MOUNT KISCO NY 105492816, MOUNT KISCO, NY 10549-2816 |
| Document Number | 0582623535 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 058262/003535 |
| Name | HARVEST SMALL BUSN FIN LLC |
|---|---|
| Address | LAGUNA HILLS, CA 92653 |
| Amount | Amount Recorded |
|---|
Source: Westchester County and Mount Kisco Village assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision / Municipality | Mount Kisco Village |
| Unified School District | Bedford Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,123.00 | ||
| 2025 | $150,000 (-) Land $45,000 Building $105,000 | $1,078,361 (-48.53%) Land $323,508 Building $754,853 | |
| 2023 | $150,000 Land $45,000 Building $105,000 | $2,094,972 Land $628,492 Building $1,466,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT KISCO WATER DEPARTMENT serves 11,187 people · EPA ID NY5903437 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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