Gaston County property record for 104 Silvercliff Dr, Mount Holly, NC 28120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,723 sqft · built 2016 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $507,000 (Mar 2019) |
| Tax Bill | $7,065 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14046A10700 |
| Primary APN | 14046A10700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 17 Rooms |
| Building Area | 3,723 sqft Heated Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 30,492 sqft (0.7 acres) |
| Porch | Porch |
| Porch Area | 397 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 104 SILVERCLIFF DR |
|---|---|
| City | MOUNT HOLLY |
| State | NC |
| Zip | 28120-9156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEWATER L 285 14 046A 107 00 000 |
| Legal Subdivision | STONEWATER |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 30104 |
104 Silvercliff Dr is owned and occupied by two individuals who bought it in March 2019.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 SILVERCLIFF DR, MOUNT HOLLY, NC 28120-9156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 25, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2019 · Amount on File |
| Deed Sale | Mar 25, 2019 · Amount on File |
| Deed Book / Page | 5031 / 1392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 104 SILVERCLIFF DR, MOUNT HOLLY, NC 28120-9156 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052010298 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 5201/298 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Mar 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Mar 25, 2019 |
| Property Address | 104 SILVERCLIFF DR, MOUNT HOLLY, NC 28120-9156 |
| Document Number | 0050311392 |
| Book / Page | 5031 / 1392 |
| Map Reference | MB 63 PG 47-49 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,014.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 SILVERCLIFF DR, MOUNT HOLLY, NC 28120-9156 |
| Investor | Possibly a Property Investor |
| Document Number | 50311394 |
|---|---|
| Date | Mar 25, 2019 |
| Instrument | 5031/1394 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2026 property tax bill for 104 Silvercliff Dr was $7,065.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Mount Holly City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,065.00 | $703,710 Land $90,000 Building $613,710 | |
| 2023 | $7,142.00 | $703,710 Land $90,000 Building $613,710 | |
| 2021 | $491,970 Land $82,000 Building $409,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Silvercliff Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2019–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Silvercliff Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures