Caldwell County property record for 104 Short Ave, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,315 sqft · built 1974 |
| Lot Size | 0.905 acres (39,402 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $108,000 (Sep 2005) |
| Tax Bill | $818 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 18 5 15 |
| Primary APN | 08 18 5 15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,315 sqft Heated Area |
| Gross Area | 1,510 sqft |
| 1st Floor Area | 1,315 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 39,402 sqft (0.905 acres) |
| Lot Dimensions | 199 ft deep x 198 ft wide |
| Garage Area | 1 sqft |
| Porch | Patio |
| Porch Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 127637 |
|---|---|
| Street Address | 104 SHORT AVE |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1563 PG 2008 YR 05 ST 216.00 |
| Legal Subdivision | CITY OF GRANITE FALLS LOVELADY TOWNSHIP |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 31402 |
104 Short Ave is owned and occupied by two individuals who bought it in September 2005.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 SHORT AVE, GRANITE FALLS, NC 28630-1973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage STATE EMPS FCU |
| Dec 21, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2005 · Amount on File |
| Deed Sale | Sep 1, 2005 · Amount on File |
| Prior Sale | Apr 23, 1998 · Amount on File |
| Deed Book / Page | 1563 / 2008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 104 SHORT AVE, GRANITE FALLS, NC 28630-1973 |
| Document Number | 0010045570 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 104 SHORT AVE GRANITE FALLS NC 286301973, GRANITE FALLS, NC 28630-1973 |
| Document Number | 0010045570 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 001992/000289 |
| Instrument | 10045570 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jun 29, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 104 SHORT AVE, GRANITE FALLS, NC 28630-1973 |
| Document Number | 0010029055 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 104 SHORT AVE GRANITE FALLS NC 286301973, GRANITE FALLS, NC 28630-1973 |
| Document Number | 0010029055 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 001955/000991 |
| Instrument | 10029055 |
| Name | STATE EMPS CU |
|---|---|
| Address | MORGANTON, NC 28655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 104 Short Ave was $818, down 25.5% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $818.00 (-25.5%) | $171,500 (-) Land $22,600 Building $148,900 | |
| 2025 | $1,098.00 | $171,500 Land $22,600 Building $148,900 | $171,500 Land $22,600 Building $148,900 |
| 2023 | $101,900 (-) Land $22,600 Building $79,300 | $101,900 (-) Land $22,600 Building $79,300 | |
| 2022 | $646.00 | $101,900 Land $22,600 Building $79,300 | $101,900 Land $22,600 Building $79,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Short Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Short Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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