104 Shiraz Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 104 Shiraz Ct, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,853 sqft · built 2014
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$387,000 (Jul 2016)
Tax Bill	$3,642 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55L2-2-208`

Property Details

APN / Parcel Number

Primary APN	`55L2-2-208`
Alternative APN	`8046043`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,853 sqft Living Area
Gross Area	6,625 sqft
1st Floor Area	2,026 sqft
Basement Area	2,026 sqft
Unfinished Basement	2,026 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Terrain	Rolling
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	105 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8046043
Street Address	104 SHIRAZ CT
City	STEPHENSON
State	VA
Zip	22656-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	RED BUD RUN L208 S2P2
Legal Subdivision	RED BUD
Legal Phase	2
Legal Lot Number	208
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1003
Census Tract	51104

Owner

Source: Frederick County records · APN 55L2-2-208

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	104 SHIRAZ CT, STEPHENSON, VA 22656-2228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 08, 2024	Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage POTOMAC MORTGAGE GROUP INC
Mar 02, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INTERCOASTAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2016 · Amount on Record
Deed Sale	Jul 13, 2016 · Amount on Record
Prior Sale	Jan 27, 2014 · Amount on Record
Deed Document Number	20166537
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	104 SHIRAZ CT, STEPHENSON, VA 22656-2228
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000144
Date	Jan 08, 2024
Instrument	240000144

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2053

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	104 SHIRAZ CT, STEPHENSON, VA 22656-2228
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	STOCKMAN TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002406
Date	Feb 28, 2020
Instrument	200002406

Lender

Name	POTOMAC MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	104 SHIRAZ CT, STEPHENSON, VA 22656-2228
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003536
Date	Mar 02, 2021
Instrument	210003536

Lender

Name	INTERCOASTAL MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,642.00 (+10.43%)	$687,100 Land $108,000 Building $579,100	$687,100 Land $108,000 Building $579,100
2025	$3,298.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Shenandoah Telecommunications Company.

Based on FCC filings for 165 locations within half a mile of this property.

Nearby Properties on Shiraz Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures