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104 Shallowford Cir, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 104 Shallowford Cir, Smithfield, VA 23430 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,992 sqft · built 1997
Lot Size0.85 acres (37,026 sqft)
Owner2 Individual Names on File
Last Sale$605,000 (Jul 2023)
Tax Bill$4,275 (2025)
Deeds & MortgagesAug 2025 Mortgage
Flood ZoneZone AE (high risk)
APN23F-04-040

Property Details

APN / Parcel Number

Primary APN23F-04-040
Alternative APNs
  • 4501174390
  • 6580

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,992 sqft Living Area
Gross Area3,206 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area37,026 sqft (0.85 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number4501174390
Old Parcel Number23F-04-040
Street Address104 SHALLOWFORD CIR
CitySMITHFIELD
StateVA
Zip23430-5627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 40 REGATTA POINT & SHALLFORD LANDING PLAT BK14/7
Legal SubdivisionREGATTA POINTE/SHALLOWFORD LND
Legal Lot Number40
JurisdictionISLE OF WIGHT VA
Township / Civil DivisionSMITHFIELD
Census Block Group3
Census Block3002
Census Tract280104

Owner

Source: Isle Of Wight County records · APN 23F-04-040

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address104 SHALLOWFORD CIR, SMITHFIELD, VA 23430-5627
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2023 · Amount on Record
Deed SaleJul 10, 2023 · Amount on Record
Record UpdatedJun 08, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLE OF WIGHT VA
Property Address104 SHALLOWFORD CIR, SMITHFIELD, VA 23430-5627
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 SHALLOWFORD CIR, SMITHFIELD, VA 23430-5627

Mortgage

Document Number0250003807
DateAug 29, 2025
Instrument250003807
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22031
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.37%

Tax Assessment & Valuation

Source: Isle Of Wight County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateVirginia
CountyIsle Of Wight County
Unified School DistrictIsle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,275.00$551,700 (-) Land $106,000 Building $445,700$551,700 (-) Land $106,000 Building $445,700
2023$551,700 Land $106,000 Building $445,700$551,700 Land $106,000 Building $445,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Isle Of Wight County (51093C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510932801043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 27 individual NFIP policies nearby
Nearby Flood Policies27 in force
Nearby Flood Claims7 (1999–2009)
Claims Outside the SFHA6 of 7
Most Recent ClaimNov 2009, river or lake flooding, Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Claims By Storm
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims
  • Hurricane Isabel, Sep 2003 · 4 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 58% of Virginia
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 181 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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