104 Shadowbrooke, Troy, IL 62294 Property Records

Madison County property record for 104 Shadowbrooke, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,565 sqft · built 2005
Lot Size0.283 acres (12,306 sqft)
Owner2 Individual Names on Record
Last Sale$183,000 (Sep 2005)
Tax Bill$7,603 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jul 2017 Sale & Mortgage
+ 1 more
APN09-2-22-16-10-105-007

Property Details

APN / Parcel Number

Primary APN09-2-22-16-10-105-007

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,565 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Lot Area12,306 sqft (0.283 acres)
Lot Dimensions157 ft deep x 78 ft wide
Garage TypeAttached
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address104 SHADOWBROOKE
CityTROY
StateIL
Zip62294-3620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFIFTH ADDN TO MEADOWBROOKE LOT 217 78.04 X 157.69 IRREGULAR
Legal SubdivisionFIFTH ADDN
Legal Lot Number217
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group1
Census Block1027
Census Tract403532

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address104 SHADOWBROOKE, TROY, IL 62294-3620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE
Jul 17, 2017Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Dec 24, 2016Deed of Trust, Mortgage · Conventional Mortgage
COLLINSVILLE BLDG & LN ASSN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2005 · Amount on Record
Deed SaleSep 8, 2005 · Amount on Record
Prior SaleMay 19, 2005 · Amount on Record
Deed Document Number200551029
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address104 SHADOWBROOKE, TROY, IL 62294-3620
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036040
DateOct 8, 2020
Instrument2020R36040
Lender
NameFREEDOM MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateJul 17, 2017
Property Address104 SHADOWBROOKE, TROY, IL 62294-3620
Document Number0000023501
Instrument DateJul 5, 2017
Instrument23501
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$362.25
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address104 SHADOWBROOKE TROY IL 622943620, TROY, IL 62294-3620

Mortgage

Document Number23502
DateJul 17, 2017
Instrument23502
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 16, 2047
Interest
Rate TypeFixed Rate
Rate3.87%

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address104 SHADOWBROOKE, TROY, IL 62294-3620
Document Number0000000366
Instrument DateDec 24, 2016
Transaction TypeMortgage
Record UpdatedJan 24, 2017
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address104 SHADOWBROOKE TROY IL 622943620, TROY, IL 62294-3620

Mortgage

Document Number0000000366
DateJan 4, 2017
Instrument366
Lender
NameCOLLINSVILLE BLDG & LN ASSN
TypeFunding / Finance Company
AddressCOLLINSVILLE, IL 62234
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 3, 2032
Interest
Rate2.62%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,603.00 (+13.63%)$120,900 (+35.45%) Land $22,360 Building $98,540$362,700 (+35.31%) Land $67,080 Building $295,620
2024$6,691.00 (+14.45%)
2022$5,846.00$89,260 Land $17,430 Building $71,830$268,048 Land $52,342 Building $215,706

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2008–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 16,962 people · EPA ID IL1191000
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.69 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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