104 Settlement Pass, La Vernia, TX 78121 Property Records

Wilson County property record for 104 Settlement Pass, La Vernia, TX 78121

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,448 sqft
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$646,380 (Mar 2026)
Tax Bill	$6,811 (2025)
Deeds & Mortgages	Mar 2021 Construction Loan Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0950-00000-04300`

Property Details

APN / Parcel Number

Primary APN	`0950-00000-04300`
Alternative APN	`20124659`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,448 sqft Living Area
Gross Area	3,211 sqft
1st Floor Area	2,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Stucco
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Garage Area	555 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 SETTLEMENT PASS
City	LA VERNIA
State	TX
Zip	78121-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE SETTLEMENT, LOT 43, ACRES 1.02
Legal Subdivision	THE SETTLEMENT
Legal Block	1
Legal Lot Number	43
Jurisdiction	WILSON TX
Township / Civil Division	LA VERNIA
Census Block Group	1
Census Block	1004
Census Tract	104

Owner

Source: Wilson County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 SETTLEMENT PASS, LA VERNIA, TX 78121-5502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK AND TRUST CO INC
Mar 6, 2026	Vendor's Lien, Transfer GARDNER FINANCIAL SERVICES LTD
Mar 4, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage GATEWAY FIRST BANK
Feb 12, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Mar 4, 2022 · Amount on Record
Deed Document Number	2026160174
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TX
Property Address	104 SETTLEMENT PASS, LA VERNIA, TX 78121-5502
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103788
Date	Mar 3, 2021
Instrument	103788

Lender

Name	FIRST UNITED BANK AND TRUST CO INC
Type	Bank
Address	SEGUIN, TX 78155

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILSON TX
Recording Date	Mar 6, 2026
Property Address	104 SETTLEMENT PASS, LA VERNIA, TX 78121-5502
Document Number	2026160174
Map Reference	VOL 12 PG 44-46
Instrument Date	Mar 5, 2026
Instrument	2026-160174
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SETTLEMENT PASS, LA VERNIA, TX 78121-5502

Mortgage

Date	Mar 6, 2026

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

March 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WILSON TX
Recording Date	Mar 4, 2022
Property Address	104 SETTLEMENT PASS, LA VERNIA, TX 78121-5502
Document Number	2022118103
Map Reference	OVL 12 PG 44-46
Instrument Date	Mar 4, 2022
Instrument	2022-118103
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 459, LA VERNIA, TX 78121-0459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12130 ALAMO RANCH PKWY APT 4233, 4233, SAN ANTONIO, TX 78253-6783

Mortgage

Document Number	2022118104
Date	Mar 4, 2022
Instrument	2022-118104

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON TX
Recording Date	Feb 12, 2020
Property Address	104 SETTLEMENT PASS, LA VERNIA, TX 78121-5502
Document Number	0000091286
Map Reference	VOL 12 PG 44-46
Instrument Date	Feb 3, 2020
Instrument	091286
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1179, LA VERNIA, TX 78121-1179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 COUNTY ROAD 340, LA VERNIA, TX 78121-4878

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wilson County
Unified School District	La Vernia Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,811.00 (+4.45%)	$477,697 (+15.32%)	$497,330 (+20.06%) Land $67,710 Building $429,620
2024	$6,521.00
2023	Homeowner's exemption	$414,220 Land $66,220 Building $348,000	$414,220 Land $66,220 Building $348,000
2022	$8,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SS WSC serves 20,826 people · EPA ID TX2470015
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Guadalupe Valley Electric Cooperative Fiber · Fixed Wireless	1,000 / 1,000
Alamo Broadband Fixed Wireless	990 / 300
Verizon Fixed Wireless	300 / 20
ZipLink Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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