104 Serif Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 104 Serif Ln, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,972 sqft · built 1978
Lot Size	0.319 acres (13,913 sqft)
Owner	2 Individual Names on Record
Last Sale	$273,000 (Dec 2020)
Tax Bill	$7,796 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`013089 27.16-1-27`

Property Details

APN / Parcel Number

Primary APN	`013089 27.16-1-27`
Alternative APNs	`308902701600010270000000` `02701600010270000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,972 sqft Living Area
1st Floor Area	1,140 sqft
2nd Floor Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	13,913 sqft (0.319 acres)
Lot Dimensions	110 ft deep x 126 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	498 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02701600010270000000
Street Address	104 SERIF LN
City	SCHENECTADY
State	NY
Zip	12303-5102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 20 PB
Legal Subdivision	SECTION ONE PINE BUSH MANOR
Legal Block	1
Legal Lot Number	27.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1000
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 SERIF LN, SCHENECTADY, NY 12303-5102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Nov 29, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	202031034
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	104 SERIF LN, SCHENECTADY, NY 12303-5102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031035
Date	Dec 22, 2020
Instrument	R2020-31035

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	12295

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Nov 29, 2017
Property Address	104 SERIF LN, SCHENECTADY, NY 12303-5102
Document Number	0000028636
Instrument Date	Nov 29, 2017
Instrument	28636
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 PINE RIDGE DR GUILDERLAND NY 120849766, GUILDERLAND, NY 12084-9766

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,796.00 (+0.08%)
2025	$7,790.00 (+11.83%)	$271,000 (-) Land $54,000 Building $217,000	$361,333 (+13.33%) Land $72,000 Building $289,333
2023		$271,000 (-) Land $54,000 Building $217,000	$318,824 (+7.06%) Land $63,530 Building $255,294
2022		$271,000 Land $54,000 Building $217,000	$297,802 Land $59,341 Building $238,461
2021	$6,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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