104 Second St, Lady Lake, FL 32159 Property Records

Lake County property record for 104 Second St, Lady Lake, FL 32159 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1996
Square Footage862 sqft Living Area
Lot Size20,849 sqft (0.479 acres)
OccupancyOwner Occupied
Last Sale$73,600 (2019)
Tax Bill$815.00 (2024)

Property Details

APN / Parcel Number

Primary APN17-18-24-0400-000-01500
Alternative APNs
  • 241817040000001500
  • 1132398

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area862 sqft Living Area
1st Floor862 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1996
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof MaterialMetal Roof
Lot Area20,849 sqft (0.479 acres)
Depth X Width140 ft x 150 ft Depth x Width
Garage TypeCarport Garage
Garage Area200 sqft Garage
CarportCarport
Carport Area200 sqft Carport
Porch Area286 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number1132398
Street Address104 SECOND ST
CityLADY LAKE
StateFL
Zip32159-3702
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLADY LAKE POTTER SUB LOTS 15 16 PB 13 PG 30 ORB 4291 PG 996
Legal Range24E
Legal Township18S
Legal Section17
Legal SubdivisionLADY LAKE POTTER SUB
Legal Tract0400
Legal Lot Number15
JurisdictionLAKE FL
Minor Civil DivisionFRUITLAND PARK-LADY LAKE
Census Blockgroup1
Census Block1081
Census Tract30408

Owner

Source: Lake County records · APN 17-18-24-0400-000-01500

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 44, LADY LAKE, FL 32158-0044
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2017Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Sep 23, 2019Limited Warranty Deed, Transfer · Conventional Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 23, 2019 · Amount on Record
Deed SaleSep 23, 2019 · Amount on Record
Deed Doc Number2019107097
Deed Book / Page5345 / 1699
Prior Transfer DateSep 09, 2019
Prior Transfer Doc0053451699
Record RefreshedJun 08, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address104 SECOND ST, LADY LAKE, FL 32159-3702
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049050902
DateFeb 22, 2017
Book Page4905/0902
Instrument2017019135
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 02, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2019: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionLAKE FL
Recording DateSep 23, 2019
Property Address104 SECOND ST, LADY LAKE, FL 32159-3702
Document Number0053451699
Book / Page5345 / 1699
Map ReferenceMB 13 PG 30
Instrument DateSep 09, 2019
Instrument2019107097
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$515.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address104 SECOND ST, LADY LAKE, FL 32159-3702

Mortgage

Document Number0053451702
DateSep 23, 2019
Instrument5345/1702
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2034

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityLady Lake Town
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$40,120 (+2.9%)$111,291 (-) Land $52,558 Building $58,733
2025$38,990 (+5.95%)$111,291 (+2.77%) Land $52,558 Building $58,733
2024$815.00 (+35.38%)
2023$602.00 (+6.55%) Homeowner's exemption$36,800 (+2.99%)$108,293 (+47.83%) Land $52,558 Building $55,735
2022$565.00 Homeowner's exemption$35,730$73,254 Land $17,519 Building $55,735

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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