Martin County property record for 104 SE Birch Ter, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,652 sqft · built 2025 |
| Lot Size | 0.039 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $389,000 (Jul 2025) |
| Tax Bill | $701 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Jul 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1129937 |
| Primary APN | 1129937 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,652 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2025 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Masonite/Cement Shake |
| Lot Area | 1,742 sqft (0.039 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1129937 |
|---|---|
| Street Address | 104 SE BIRCH TER |
| City | STUART |
| State | FL |
| Zip | 34997-7333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 69 SALERNO RESERVE AT SHOWCASE PUD PHASE 2 (PB 20/03) |
| Legal Subdivision | SALERNO RESERVE AT SHOWCASE PUD PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 69 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1107 |
Source: Martin County records · APN 1129937
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 104 SE BIRCH TER, STUART, FL 34997-7333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Jul 01, 2025 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Sep 13, 2024 | Special Warranty Deed, Transfer EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY FL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2025 · Amount on Record |
| Deed Sale | Jul 01, 2025 · Amount on Record |
| Prior Sale | Sep 13, 2024 · Amount on Record |
| Deed Document Number | 0035071690 |
| Deed Book / Page | 3507 / 1690 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 104 SE BIRCH TER, STUART, FL 34997-7333 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Title Company | EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY FL LLC |
| Name | Verified Name |
|---|---|
| Address | 10868 SE HOBART ST, JUPITER, FL 33469-1672 |
| Document Number | 0035240108 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 3524/108 |
| Instrument | 3149298 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BOYNTON BEACH, FL 33426 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jul 01, 2025 |
| Property Address | 104 SE BIRCH TER, STUART, FL 34997-7333 |
| Document Number | 0035071690 |
| Book / Page | 3507 / 1690 |
| Map Reference | MB 20 PG 3 |
| Instrument Date | Jun 23, 2025 |
| Instrument | 3135656 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | EASTERN NATIONAL TITLE AGENCY, EASTERN NATL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,723.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3601 QUANTUM BLVD, BOYNTON BEACH, FL 33426-8638 |
| Name | Verified Name |
|---|---|
| Address | 104 SE BIRCH TER, STUART, FL 34997-7333 |
| Document Number | 0035071692 |
|---|---|
| Date | Jul 01, 2025 |
| Instrument | 3507/1692 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Sep 13, 2024 |
| Property Address | 104 SE BIRCH TER, STUART, FL 34997-7333 |
| Document Number | 0034572691 |
| Book / Page | 3457 / 2691 |
| Map Reference | MB 20 PG 3 |
| Instrument Date | Sep 09, 2024 |
| Instrument | 3090939 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY FL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,846.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 712 VISTA BLVD, WACONIA, MN 55387-4559 |
| Name | Verified Name |
|---|---|
| Address | 3601 QUANTUM BLVD, BOYNTON BEACH, FL 33426-8638 |
Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,900 Land $54,900 | $54,900 Land $54,900 | |
| 2024 | $701.00 |
Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 80 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH FORK HOMEOWNER UTIL CORP private · serves 200 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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