Middlesex County and Lowell City property record for 104 School St, Lowell, MA 01854
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 12 bd · 6 ba · 5,888 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $320,000 (Sep 2014) |
| Tax Bill | $11,978 (2026) |
| Deeds & Mortgages | Sep 2024 Refinance Mar 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A00490 |
| Primary APN | A00490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 12 Beds |
|---|---|
| Full Baths | 6 Baths |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 5,888 sqft Living Area |
| Gross Area | 9,604 sqft |
| 1st Floor Area | 2,944 sqft |
| Basement Area | 2,944 sqft |
| Unfinished Basement | 2,944 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | A00490 |
|---|---|
| Street Address | 104 SCHOOL ST |
| City | LOWELL |
| State | MA |
| Zip | 01854-3211 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | TMF |
| Legal Subdivision | PLAN 6225-A |
| Legal Block | 5240 |
| Legal Lot Number | 104 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 310700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lowell National Historical Park listed 1978 · 8 contributing resources · NRIS 78003149 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
104 School St, a residential property, is owned by a company that acquired it in March 2023.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1198, ANDOVER, MA 01810-0020 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance THOMAS P CHIN |
| Mar 29, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 6, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2014 · Amount on File |
| Deed Sale | Sep 16, 2014 · Amount on File |
| Prior Sale | Sep 21, 1990 · Amount on File |
| Deed Book / Page | 212 / 197 |
| Last Transfer Date | Mar 29, 2023 |
| Transfer Doc | 0000319533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 104 SCHOOL ST, LOWELL, MA 01854-3211 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000324208 |
|---|---|
| Date | Sep 20, 2024 |
| Instrument | 324208 |
| Name | THOMAS P CHIN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Mar 29, 2023 |
| Property Address | 104 SCHOOL ST, LOWELL, MA 01854-3211 |
| Document Number | 0000319533 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 319533 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 JUNIPER RD, ANDOVER, MA 01810-2818 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jan 6, 2021 |
| Property Address | 104 SCHOOL ST, LOWELL, MA 01854-3211 |
| Document Number | 308813 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 308813 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 JUNIPER RD, ANDOVER, MA 01810-2818 |
The 2026 property tax bill for 104 School St was $11,978, up 9.8% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $11,978.00 (+9.85%) | $1,055,300 (+11.11%) Land $156,300 Building $899,000 |
| 2025 | $10,904.00 (+1.47%) | $949,800 (+5.26%) Land $128,900 Building $820,900 |
| 2024 | $10,746.00 (+2.09%) | $902,300 (+6.47%) Land $120,400 Building $781,900 |
| 2023 | $10,526.00 | $847,500 Land $104,700 Building $742,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 104 School St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 104 School St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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