Onslow County property record for 104 Sayers Ln, Richlands, NC 28574
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,820 sqft · built 2006 |
| Lot Size | 1.83 acres (79,715 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $422,000 (Jan 2026) |
| Tax Bill | $1,981 (2026) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 9-16 |
| Primary APN | 9-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,820 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 79,715 sqft (1.83 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 490028294 |
|---|---|
| Street Address | 104 SAYERS LN |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-5324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30M |
| Legal Description | TR32 P & L SAYERS RBO |
| Legal Subdivision | SAYERS ACRES |
| Legal Tract | 32 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 303 |
104 Sayers Ln is owned and occupied by two individuals who bought it in January 2026.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 SAYERS LN, RICHLANDS, NC 28574-5324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2026 | Warranty Deed, Transfer · VA Mortgage E MORTGAGE CAPITAL INC |
| Aug 19, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on File |
| Deed Sale | Jan 16, 2026 · Amount on File |
| Prior Sale | Jun 28, 2019 · Amount on File |
| Deed Book / Page | 6511 / 167 |
| Prior Transfer Date | Mar 8, 2006 |
| Prior Transfer Doc | 0026170331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jan 16, 2026 |
| Property Address | 104 SAYERS LN, RICHLANDS, NC 28574-5324 |
| Document Number | 0065110167 |
| Book / Page | 6511 / 167 |
| Map Reference | MB 45 PG 227 |
| Instrument Date | Jan 7, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $844.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 SAYERS LN, RICHLANDS, NC 28574-5324 |
| Document Number | 0006511171 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 6511/171 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 19, 2019 |
| Property Address | 104 SAYERS LN, RICHLANDS, NC 28574-5324 |
| Document Number | 0050050555 |
| Book / Page | 005005 / 000555 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 SAYERS LN RICHLANDS NC 285745324, RICHLANDS, NC 28574-5324 |
The 2026 property tax bill for 104 Sayers Ln was $1,981.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,981.00 | $435,686 (+44.02%) Land $71,980 Building $363,706 | $435,686 (+44.02%) Land $71,980 Building $363,706 |
| 2025 | $1,981.00 | $302,520 Land $33,320 Building $269,200 | $302,520 Land $33,320 Building $269,200 |
| 2023 | $1,981.00 | $302,520 Land $33,320 Building $269,200 | $302,520 Land $33,320 Building $269,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Sayers Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Sayers Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Brightspeed Fixed Wireless | 10 / 1 |
5G (outdoors only) and 4G LTE
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