Scott County property record for 104 Sawgrass Cir, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,304 sqft · built 2000 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,000 (Oct 2019) |
| Tax Bill | $3,024 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-30-328.000 |
| Primary APN | 139-30-328.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 2,304 sqft |
| Unfinished Basement | 2,304 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 104 SAWGRASS CIR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANEWOOD SUB 6 |
| Legal Subdivision | CANEWOOD SUB 6 |
| Legal Lot Number | 26 |
| Legal Unit | 1D |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 40604 |
104 Sawgrass Cir is owned and occupied by two individuals who bought it in October 2019.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 SAWGRASS CIR, GEORGETOWN, KY 40324-8650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Oct 31, 2019 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on File |
| Deed Sale | Oct 31, 2019 · Amount on File |
| Deed Document Number | 2019407809 |
| Deed Book / Page | 410 / 70 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 104 SAWGRASS CIR, GEORGETOWN, KY 40324-8650 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | HIGH STREET TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | M1647/209 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | M1647/209 |
| Instrument | 444276 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 19, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 31, 2019 |
| Property Address | 104 SAWGRASS CIR, GEORGETOWN, KY 40324-8650 |
| Document Number | D410/070 |
| Book / Page | D410 / 070 |
| Map Reference | SL 1932 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 407809 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $269.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 512 MARYLAND AVE # 15, 512, LEXINGTON, KY 40508-1282 |
| Name | Verified Name |
|---|---|
| Address | 104 SAWGRASS CIR, GEORGETOWN, KY 40324-8650 |
| Document Number | 407811 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 407811 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 104 Sawgrass Cir was $3,024.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,600 (-) | $339,600 (-) | |
| 2025 | $3,024.00 | $339,600 | $339,600 |
| 2023 | $2,748.00 (+17.79%) | $303,100 (+12.68%) Land $50,000 Building $253,100 | $303,100 (+12.68%) Land $50,000 Building $253,100 |
| 2022 | $2,333.00 | $269,000 Land $45,000 Building $224,000 | $269,000 Land $45,000 Building $224,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Sawgrass Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Sawgrass Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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