St. Johns County property record for 104 Sapphire Ln, Saint Augustine, FL 32092
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,935 sqft · built 2021 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,820 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010015-1260 |
| Primary APN | 010015-1260 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,935 sqft Living Area |
| Gross Area | 2,359 sqft |
| 1st Floor Area | 914 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 51 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 104 SAPPHIRE LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0098 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 98/62-64 SHEARWATER PHASE 2C-2 LOT 126 OR5215/1304 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 34 |
| Legal Subdivision | SHEARWATER PHASE 2C-2 |
| Legal Phase | 2C |
| Legal Block | 1 |
| Legal Lot Number | 126 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20907 |
104 Sapphire Ln, a townhouse, is owned by a company.
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 500 BOYLSTON ST, 2010, BOSTON, MA 02116-3740 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 104 SAPPHIRE LN, SAINT AUGUSTINE, FL 32092-0098 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0053071351 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 5307/1351 |
| Instrument | 2021073598 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | SAN MATEO, CA 94402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 104 Sapphire Ln was $6,820, up 6.8% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,863 (-5.95%) Land $65,000 Building $225,863 | $290,863 (-5.95%) Land $65,000 Building $225,863 | |
| 2025 | $6,820.00 (+6.81%) | $309,249 | $309,249 Land $60,000 Building $249,249 |
| 2024 | $6,385.00 (+6.29%) | ||
| 2023 | $6,007.00 (-1.2%) | $274,787 (-8.23%) | $274,787 (-8.23%) Land $60,000 Building $214,787 |
| 2022 | $6,080.00 | $299,426 | $299,426 Land $56,000 Building $243,426 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Sapphire Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Sapphire Ln is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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