104 Sandy Point Rd, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 104 Sandy Point Rd, Old Saybrook, CT 06475

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,557 sqft · built 1978
Owner2 Individual Names on File
Last Sale$505,000 (Jul 2025)
Tax Bill$4,072 (2025)
Deeds & MortgagesJul 2025 Sale & Line of Credit
Flood ZoneZone AE (high risk)
APN213700

Property Details

APN / Parcel Number

Primary APN213700
Alternative APN
  • OSAY M:017 B:022 L:B13

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,557 sqft Living Area
Gross Area1,766 sqft
1st Floor Area742 sqft
AtticAttic
Attic Area156 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number213700
Street Address104 SANDY POINT RD
CityOLD SAYBROOK
StateCT
Zip06475-1624
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block22
Legal Lot NumberB13
JurisdictionOLD SAYBROOK CT
Township / Civil DivisionOLD SAYBROOK
Census Block Group1
Census Block1019
Census Tract670100

Owner

104 Sandy Point Rd, a condominium, is owned and occupied by two individuals who bought it in July 2025.

Source: Old Saybrook Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address104 SANDY POINT RD, OLD SAYBROOK, CT 06475-1624
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2025 · Amount on File
Deed SaleJul 9, 2025 · Amount on File
Prior SaleJul 1, 2015 · Amount on File
Deed Book / Page699 / 728
Record UpdatedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLD SAYBROOK CT
Recording DateJul 9, 2025
Property Address104 SANDY POINT RD, OLD SAYBROOK, CT 06475-1624
Document Number000699-728
Book / Page699 / 728
Instrument DateJul 7, 2025
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000699731
DateJul 9, 2025
Instrument699/731
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueAug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 104 Sandy Point Rd was $4,072.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionOld Saybrook Town
Unified School DistrictOld Saybrook School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,072.00$262,700 Building $262,700$183,890 Building $183,890
2024$4,072.00 (+18.65%)
2023$3,432.00 (+1.87%)$167,800 (-) Building $167,800
2022$3,369.00$167,800 Building $167,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 104 Sandy Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Sandy Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - SHORELINE REGION-GUILFORD SYSTEM
private · serves 33,975 people · EPA ID CT0608011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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