104 Sage Aly, Covington, LA 70433 Property Records

St. Tammany Parish property record for 104 Sage Aly, Covington, LA 70433

Property Summary

Property Type	Residential Vacant Land
Owner	2 Individual Names on Record
Last Sale	$514,756 (Sep 2025)
Tax Bill	$928 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
APN	`140309`

Property Details

APN / Parcel Number

Primary APN	`140309`

Location & Zoning

Street Address	104 SAGE ALY
City	COVINGTON
State	LA
Zip	70433-4587
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	TERRA BELLA LT918 PH1A-12
Legal Subdivision	TERRA BELLA
Legal Phase	1A
Legal Lot Number	918
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1030
Census Tract	40401

Owner

Source: St. Tammany Parish records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 SAGE ALY, COVINGTON, LA 70433-4587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 25, 2025	Cash Sale Deed, Subdivision Related Transfer · FHA Mortgage GMFS LLC
Oct 31, 2024	Cash Sale Deed, Transfer WINTERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Deed Document Number	20252465666
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 27, 2026
Property Address	104 SAGE ALY, COVINGTON, LA 70433-4587
Document Number	0002493117
Instrument Date	May 27, 2026
Instrument	20262493117
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SAGE ALY, COVINGTON, LA 70433-4587

Mortgage

Document Number	0002493117,
Date	May 27, 2026
Instrument	20262493117

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Cash Sale Deed, Subdivision Related Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 25, 2025
Property Address	104 SAGE ALY, COVINGTON, LA 70433-4587
Document Number	0002465666
Map Reference	MAP 6246
Instrument Date	Sep 25, 2025
Instrument	2465666
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 639, MADISONVILLE, LA 70447-0639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SAGE ALY, COVINGTON, LA 70433-4587

Mortgage

Document Number	0002465668
Date	Sep 25, 2025
Instrument	2465668

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

October 2024: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 31, 2024
Property Address	104 SAGE ALY, COVINGTON, LA 70433-4587
Document Number	0002429246
Map Reference	MAP 6246
Instrument Date	Oct 31, 2024
Instrument	2429246
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	WINTERS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 TERRA BELLA BLVD, COVINGTON, LA 70433-8148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 639, MADISONVILLE, LA 70447-0639
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$928.00	$7,500 Land $7,500	$75,000 Land $75,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 525 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	525 in force
Nearby Flood Claims	24 (1998–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 2 claims Severe Storms And Flooding, Aug 2016 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: REV, T-Mobile.

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