104 Sagamore Cv, Flora, MS 39071 Property Records

Madison County property record for 104 Sagamore Cv, Flora, MS 39071

Property Summary

Property Type	Other Improved
Details	4,660 sqft
Lot Size	3.3 acres (143,748 sqft)
Owner	Individual Name on File
Tax Bill	$981 (2023)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`051A-02-041`

Property Details

APN / Parcel Number

Primary APN	`051A-02-041`
Alternative APNs	`051A-02-041/00.00` `43561`

Interior

Building Area	4,660 sqft Adjusted Area

Exterior

Lot Area	143,748 sqft (3.3 acres)

Location & Zoning

Account Number	43561
Old Parcel Number	051A-02 -041/00.00
Street Address	104 SAGAMORE CV
City	FLORA
State	MS
Zip	39071-6612
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 37 ANDOVER PART 1 -3.3AC-
Legal Range	01W
Legal Township	08N
Legal Section	02
Legal Subdivision	ANDOVER PART 1
Legal Lot Number	37
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4014
Census Tract	30302

Owner

104 Sagamore Cv is owned and occupied by an individual who acquired it in February 2025.

Source: Madison County records, as of November 6, 2025

Owner of Record	Individual Name on File
Mailing Address	104 SAGAMORE CV, FLORA, MS 39071-6612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Nov 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2025
Deed Sale	Feb 12, 2025
Prior Sale	Nov 9, 2021
Deed Document Number	1021831
Deed Book / Page	4524 / 13
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	FLORA, MS 39071
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SAGAMORE CV, FLORA, MS 39071-6612

Mortgage

Document Number	004387/497
Date	Nov 15, 2023
Book Page	4387/497
Instrument	994842

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Nov 9, 2021
Property Address	FLORA, MS 39071
Document Number	004130/452
Book / Page	4130 / 452
Map Reference	CAB D SL 169
Instrument Date	Oct 25, 2021
Instrument	943859
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 N STATE ST, JACKSON, MS 39201-2811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 WEATHERFORD DR NW, MADISON, AL 35757-7564

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,998	$519,980 Land $66,000 Building $453,980
2023	$981.00	$9,900	$66,000 Land $66,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Sagamore Cv in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1983–2008)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Sagamore Cv is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	499 / 285

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sagamore Cv

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