Nashville-Davidson Metropolitan Government property record for 104 SADDLESTONE Ct S, Hermitage, TN 37076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,147 sqft · built 2001 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Apr 2026) |
| Tax Bill | $2,345 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086-12-0-116-00 |
| Primary APN | 086-12-0-116-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,147 sqft Living Area |
| Gross Area | 1,621 sqft |
| 1st Floor Area | 1,134 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Other |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 96 ft deep x 116 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 90 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|
| Street Address | 104 SADDLESTONE CT S |
|---|---|
| City | HERMITAGE |
| State | TN |
| Zip | 37076-2974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS7.5 |
| Legal Description | LOT 23 ROCKWOOD ESTATES FINAL PLAT |
| Legal Subdivision | ROCKWOOD ESTATES |
| Legal Lot Number | 23 |
| Jurisdiction | DAVIDSON TN |
| Township / Civil Division | 12 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 15623 |
Source: Nashville-Davidson Metropolitan Government records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 SADDLESTONE CT S, HERMITAGE, TN 37076-2974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Apr 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Jul 2, 2018 | Quit Claim Deed, Transfer · FHA Mortgage HOMETOWN LNDRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Jul 2, 2018 |
| Deed Document Number | 202630640 |
| Prior Transfer Date | Jun 25, 2018 |
| Prior Transfer Doc | 0000063919 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Property Address | 104 SADDLESTONE CT S, HERMITAGE, TN 37076-2974 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000144561 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 20211027-0144561 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Recording Date | Apr 15, 2026 |
| Property Address | 104 SADDLESTONE CT S, HERMITAGE, TN 37076-2974 |
| Document Number | 0000030640 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202630640 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | WARRANTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123,321.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 SADDLESTONE CT S, HERMITAGE, TN 37076-2974 |
| Document Number | 0000030641, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 20261530641 |
| Name | FIRST HORIZON BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Recording Date | Jul 2, 2018 |
| Property Address | 104 SADDLESTONE CT S, HERMITAGE, TN 37076-2974 |
| Document Number | 0000063919 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 63919 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | LAKESIDE TITLE AND ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 104 SADDLESTONE CT S HERMITAGE TN 370762974, HERMITAGE, TN 37076-2974 |
| Document Number | 63920 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 63920 |
| Name | HOMETOWN LNDRS |
|---|---|
| Address | HUNTSVILLE, AL 35806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Nashville-Davidson Metropolitan Government assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County / Consolidated City | Nashville-Davidson Metropolitan Government |
| Unified School District | Metropolitan Nashville Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,345.00 (+41.44%) | $84,300 (+48.48%) Land $20,000 Building $64,300 | $337,200 (+48.48%) Land $80,000 Building $257,200 |
| 2023 | $1,658.00 (-22.88%) | $56,775 (-) Land $15,000 Building $41,775 | |
| 2022 | $2,150.00 | $56,775 Land $15,000 Building $41,775 | $227,100 (-) Land $60,000 Building $167,100 |
| 2021 | $227,100 Land $60,000 Building $167,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2002–2021) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METRO WATER SERVICES serves 789,969 people · EPA ID TN0000494 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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