104 Saddle Trail Dr, Lufkin, TX 75904 Property Records

Angelina County property record for 104 Saddle Trail Dr, Lufkin, TX 75904

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,691 sqft · built 2015
Lot Size0.713 acres (31,058 sqft)
Owner2 Individual Names on File
Tax Bill$4,243 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Dec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNR92500

Property Details

APN / Parcel Number

Primary APNR92500
Alternative APNs
  • 5954-025F-001-017-00
  • 92500

Interior

Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Building Area2,691 sqft Living Area
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area31,058 sqft (0.713 acres)
Garage Area837 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area1,029 sqft
Shed1 Shed
Shed Area80 sqft
Greenhouse300 sqft
Utility Building720 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number92500
Street Address104 SADDLE TRAIL DR
CityLUFKIN
StateTX
Zip75904-8812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5954 SADDLE RIDGE 1 BLK 1 LOT 17
Legal SubdivisionSADDLE RIDGE 1
Legal Block1
Legal Lot Number17
JurisdictionANGELINA TX
Township / Civil DivisionLUFKIN
Census Block Group1
Census Block1001
Census Tract302

Owner

104 Saddle Trail Dr is owned and occupied by two individuals who acquired it in May 2011.

Source: Angelina County records, as of October 16, 2026

Owner of Record2 Individual Names on File
Mailing Address104 SADDLE TRAIL DR, LUFKIN, TX 75904-8812
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2023Deed of Trust, Mortgage · Line of Credit
CADENCE BANK NA
Dec 20, 2017Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2011
Deed SaleMay 19, 2011
Prior SaleMar 27, 2006
Deed Document Number2011280235
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANGELINA TX
Property Address104 SADDLE TRAIL DR, LUFKIN, TX 75904-8812
Transaction TypeMortgage
Record UpdatedFeb 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 SADDLE TRAIL DR, LUFKIN, TX 75904-8812

Mortgage

Document Number2023430801
DateFeb 3, 2023
Instrument2023-430801
Lender
NameCADENCE BANK NA
TypeBank
AddressLUFKIN, TX 75901
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueJan 26, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANGELINA TX
Property Address104 SADDLE TRAIL DR, LUFKIN, TX 75904-8812
Transaction TypeMortgage
Record UpdatedJan 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 SADDLE TRAIL DR, LUFKIN, TX 75904-8812

Mortgage

Document Number, 2017-00360206
DateDec 20, 2017
Instrument2017-00360206
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueDec 26, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 104 Saddle Trail Dr was $4,243 with exemptions applied, down 16.2% from the year before.

Source: Angelina County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyAngelina County
MunicipalityLufkin City
Unified School DistrictLufkin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$338,890 (+0.24%) Land $25,780 Building $313,110$338,890 (+0.24%) Land $25,780 Building $313,110
2025$4,243.00 (-16.18%) Homeowner's exemption Senior Citizen's exemption$338,070 Land $25,780 Building $312,290$338,070 Land $25,780 Building $312,290
2024$5,062.00
2023$335,400 Land $25,780 Building $309,620$335,400 Land $25,780 Building $309,620
2022$6,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Saddle Trail Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (1990)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Saddle Trail Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LUFKIN
serves 51,236 people · EPA ID TX0030004
Water SourceGroundwater
Last State InspectionFeb 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: Fidium Fiber.

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