104 Saddle Dr, Opelousas, LA 70570 Property Records

St. Landry Parish property record for 104 Saddle Dr, Opelousas, LA 70570

Property Summary

Property Type	Single Family Home
Lot Size	2.37 acres (103,324 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Jul 2019)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0106205200AL`

Property Details

APN / Parcel Number

Primary APN	`0106205200AL`

Exterior

Lot Area	103,324 sqft (2.37 acres)

Location & Zoning

Street Address	104 SADDLE DR
City	OPELOUSAS
State	LA
Zip	70570-4866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 LOT 44 (2.372 AC) THE RANCH SUBDIV IN SEC 41 56 57 T-7S R-3E & SEC 160 162 T-7S R-4E 1190096
Legal Range	04E
Legal Township	07
Legal Section	16
Legal Subdivision	RANCH ESTATES 1-OUT
Legal Lot Number	44,340
Jurisdiction	ST LANDRY LA
Township / Civil Division	10
Census Block Group	3
Census Block	3000
Census Tract	961200

Owner

104 Saddle Dr is owned and occupied by two individuals who bought it in July 2019.

Source: St. Landry Parish records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	104 SADDLE DR, OPELOUSAS, LA 70570-4866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIDELITY BANK & TRUST
Sep 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY BANK & TRUST
Jul 26, 2019	Deed, Transfer · Stand-Alone First Mortgage FIDELITY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2019 · Amount on File
Deed Sale	Jul 26, 2019 · Amount on File
Deed Document Number	20191190096
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LANDRY LA
Property Address	104 SADDLE DR, OPELOUSAS, LA 70570-4866
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001190096
Date	Jul 26, 2019
Instrument	1190096

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LANDRY LA
Property Address	104 SADDLE DR, OPELOUSAS, LA 70570-4866
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001204822
Date	Sep 10, 2020
Instrument	1204822

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LANDRY LA
Recording Date	Jul 26, 2019
Property Address	104 SADDLE DR, OPELOUSAS, LA 70570-4866
Document Number	0001190096
Instrument Date	Jul 25, 2019
Instrument	1190096
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001190098
Date	Jul 26, 2019
Instrument	1190098

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	1190098
Date	Jul 26, 2019
Instrument	1190098

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 104 Saddle Dr was $3,274 with a homeowner's exemption.

Source: St. Landry Parish assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Landry Parish
Unified School District	St. Landry Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,274.00	$56,020 Land $6,520 Building $49,500	$560,200 Land $65,200 Building $495,000
2023	$2,940.00 Homeowner's exemption	$50,790 Land $5,380 Building $45,410	$507,900 Land $53,800 Building $454,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Saddle Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective August 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	12 (1988–2023)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Jan 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Saddle Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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