104 S Union St, Byron, IL 61010 Property Records

Ogle County property record for 104 S Union St, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Details	1,508 sqft · built 1935
Lot Size	0.112 acres (4,904 sqft)
Owner	Individual Name on Record
Last Sale	$125,500 (Aug 2021)
Tax Bill	$3,785 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-32-158-008`

Property Details

APN / Parcel Number

Primary APN	`05-32-158-008`

Interior

Stories	1 Story
Building Area	1,508 sqft Living Area
Basement Area	1,005 sqft
Unfinished Basement	1,005 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	4,904 sqft (0.112 acres)

Location & Zoning

Street Address	104 S UNION ST
City	BYRON
State	IL
Zip	61010-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 6 EX PT FOR RD BLK 24 CITY OF BYRON
Legal Block	24
Legal Lot Number	6
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2045
Census Tract	961700

Owner

Source: Ogle County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	104 S UNION ST, BYRON, IL 61010-1556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage HUD
Aug 13, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MTG CORP
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Dec 5, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	May 11, 2016 · Amount on Record
Deed Document Number	20215956
Prior Transfer Date	Mar 30, 2017
Prior Transfer Doc	0000001686
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	104 S UNION ST, BYRON, IL 61010-1556
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001658
Date	Apr 24, 2024
Instrument	202401658

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Aug 13, 2021
Property Address	104 S UNION ST, BYRON, IL 61010-1556
Document Number	0000005956
Map Reference	BK A PG 156
Instrument Date	Jul 23, 2021
Instrument	202105956
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$188.25
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S UNION ST, BYRON, IL 61010-1556

Mortgage

Document Number	0000005957
Date	Aug 13, 2021
Instrument	202105957

Lender

Name	AMERICAN PACIFIC MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	3.25%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	104 S UNION ST, BYRON, IL 61010-1556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002463
Date	Apr 30, 2020
Instrument	202002463

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	May 1, 2040

Interest

Rate Type	Fixed Rate

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OGLE IL
Recording Date	Dec 5, 2018
Property Address	104 S UNION ST, BYRON, IL 61010-1556
Document Number	0000006617
Map Reference	DOC 9813182
Instrument Date	Nov 27, 2018
Instrument	201806617
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S UNION ST, BYRON, IL 61010-1556

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OGLE IL
Recording Date	Mar 30, 2017
Property Address	104 S UNION ST, BYRON, IL 61010-1556
Document Number	0000001686
Instrument Date	Jan 31, 2017
Instrument	1686
Transaction Type	Transfer
Record Updated	Apr 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 S UNION ST BYRON IL 610101556, BYRON, IL 61010-1556

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OGLE IL
Recording Date	Feb 1, 2017
Property Address	104 S UNION ST, BYRON, IL 61010-1556
Document Number	0000000609
Instrument Date	Jan 31, 2017
Instrument	609
Transaction Type	Transfer
Record Updated	Mar 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 S UNION ST BYRON IL 610101556, BYRON, IL 61010-1556

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Byron City
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,785.00 (+24.59%)	$51,926 (+16.21%) Land $4,149 Building $47,777	$155,778 (+16.21%) Land $12,447 Building $143,331
2023		$44,681 Land $3,570 Building $41,111	$134,043 Land $10,710 Building $123,333
2022	$3,038.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

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