Hamilton County property record for 104 S Saint Marks Ave, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,302 sqft · built 1940 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Nov 2025) |
| Tax Bill | $572 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157N B 017 |
| Primary APN | 157N B 017 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,302 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,600 sqft (0.289 acres) |
| Lot Dimensions | 168 ft deep x 75 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000097772 |
|---|---|
| Street Address | 104 S SAINT MARKS AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-4859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 0097 19 32 LOT 3 PT 4 HAMILTON PLACE SUBD BLK 7 PB 8 PG 35 |
| Legal Subdivision | HAMILTON PLACE SUBDIVISION |
| Legal Block | 7 |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 3000 |
Source: Hamilton County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 6, 2025 | Deed of Trust, Mortgage · Commercial Mortgage RAINCITY CAPITAL LLC |
| Nov 14, 2025 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Nov 14, 2025 | Warranty Deed, Transfer NORTH AMERICAN TITLE COMPANY, NORTH & MAIN TITLE CO |
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHATTANOOGA FED'L EMP CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2025 · Amount on Record |
| Deed Sale | Nov 14, 2025 · Amount on Record |
| Prior Sale | May 6, 2025 · Amount on Record |
| Deed Document Number | 20251114181 |
| Deed Book / Page | 14107 / 928 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 104 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4859 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000128 |
|---|---|
| Date | May 6, 2025 |
| Book Page | 13914/195 |
| Instrument | 2025050600128 |
| Name | RAINCITY CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | KIRKLAND, WA 98034 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 14, 2025 |
| Property Address | 104 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4859 |
| Document Number | 0000000181 |
| Book / Page | 14107 / 928 |
| Map Reference | MB 8 PG 35 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025111400181 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH & MAIN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 104 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4859 |
| Document Number | 0014107932 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 14107/932 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 14, 2025 |
| Property Address | 104 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4859 |
| Document Number | 0000000181 |
| Book / Page | 14107 / 928 |
| Map Reference | MB 8 PG 35 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025111400181 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH & MAIN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 104 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4859 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 104 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4859 |
| Document Number | 1202000210 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 104 S SAINT MARKS AVE CHATTANOOGA TN 374114859, CHATTANOOGA, TN 37411-4859 |
| Document Number | 1202000210 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 012254/000857 |
| Instrument | 201202000210 |
| Name | CHATTANOOGA FED'L EMP CU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $572.00 (-26.67%) | $37,800 (+8.31%) | $151,200 (+8.31%) Land $49,500 Building $101,700 |
| 2024 | $780.00 | $34,900 (-) | $139,600 (-) Land $33,000 Building $106,600 |
| 2023 | $780.00 | $34,900 (-) | $139,600 (-) Land $33,000 Building $106,600 |
| 2022 | $780.00 | $34,900 | $139,600 Land $33,000 Building $106,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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