104 S Morgan St, White Cloud, MI 49349 Property Records

Newaygo County property record for 104 S Morgan St, White Cloud, MI 49349

Property Summary

Property Type	Commercial
Lot Size	0.825 acres (35,967 sqft)
Owner	Company Name on Record
Last Sale	$127,500 (Aug 2018)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-05-229-012`

Property Details

APN / Parcel Number

Primary APN	`15-05-229-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,535 sqft Building Perimeter
1st Floor Area	2,535 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Modular
Fire Resistance	Fireproof Steel Frame
Lot Area	35,967 sqft (0.825 acres)
Garage Area	675 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	104 S MORGAN ST
City	WHITE CLOUD
State	MI
Zip	49349-9314
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	LOCAL ZONE
Legal Description	LOT 3 PLEASANT VIEW ALSO PART OF LOT 8 SUPERVISOR'S PLAT NO. 1 WILCOX COM AT SW COR LOT 4 PLEASANT VIEW, TH N 00D 18'E 81.1
Legal Subdivision	PLEASANT VIEW
Legal Lot Number	3
Jurisdiction	NEWAYGO MI
Township / Civil Division	WHITE CLOUD
Census Block Group	2
Census Block	2019
Census Tract	970700

Owner

Source: Newaygo County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1049 E NEWELL ST, WHITE CLOUD, MI 49349-8795
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2018	Deed of Trust, Mortgage INDEPENDENT BANK
Aug 14, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2018 · Amount on Record
Deed Sale	Aug 14, 2018 · Amount on Record
Deed Book / Page	470 / 8984
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWAYGO MI
Property Address	104 S MORGAN ST, WHITE CLOUD, MI 49349-9314
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000470/0000008986
Date	Aug 14, 2018
Book Page	0000000470/0000008986

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWAYGO MI
Recording Date	Aug 14, 2018
Property Address	104 S MORGAN ST, WHITE CLOUD, MI 49349-9314
Document Number	00470/8984
Book / Page	470 / 8984
Instrument Date	Jun 8, 2018
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 867, WHITE CLOUD, MI 49349-0867

Tax Assessment & Valuation

Source: Newaygo County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Newaygo County
Municipality	White Cloud City
Unified School District	White Cloud Public Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE CLOUD serves 1,408 people · EPA ID MI0007060
Water Source	Groundwater
Last State Inspection	Sep 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NCATS, Truestream.

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