104 S Main St, Traer, IA 50675 Property Records

Tama County property record for 104 S Main St, Traer, IA 50675

Property Summary

Property Type	Commercial
Details	4,592 sqft · built 1900
Lot Size	0.165 acres (7,187 sqft)
Owner	Company Name on File
Last Sale	$80,000 (Jan 2026)
Tax Bill	$1,634 (2025)
Deeds & Mortgages	Jul 2013 Mortgage Aug 2008 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07.10.131.008`

Property Details

APN / Parcel Number

Primary APN	`07.10.131.008`

Interior

Stories	2 Stories
Building Area	4,592 sqft Building Perimeter
1st Floor Area	925 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	7,187 sqft (0.165 acres)

Location & Zoning

Street Address	104 S MAIN ST
City	TRAER
State	IA
Zip	50675-1031
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 1 BLK 14 ORIGINAL
Legal Subdivision	ORIGINAL TOWN
Legal Block	14
Legal Lot Number	1
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3012
Census Tract	290200

Owner

104 S Main St, a commercial property, is owned by a company that bought it in January 2026.

Source: Tama County records, as of September 9, 2026

Owner of Record	Company Name on File
Mailing Address	504 2ND ST, TRAER, IA 50675-1139
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2013	Deed of Trust, Mortgage · Conventional Mortgage CHELSEA SAVINGS BANK
Aug 22, 2008	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Jul 19, 2016	Intrafamily Transfer, Transfer
Jul 29, 2008	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on File
Deed Sale	Jan 8, 2026 · Amount on File
Prior Sale	Jul 29, 2008 · Amount on File
Deed Document Number	202664
Record Updated	Oct 29, 2026

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	104 S MAIN ST, TRAER, IA 50675-1031
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000921/169
Date	Jul 26, 2013
Book Page	0921/169
Instrument	2013-2212

Lender

Name	CHELSEA SAVINGS BANK
Address	BELLE PLAINE, IA 52208

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 25, 2028

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	104 S MAIN ST, TRAER, IA 50675-1031
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000836/373
Date	Aug 22, 2008
Book Page	0836/373
Instrument	2008-2647

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35246

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2013

July 2016: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TAMA IA
Recording Date	Jul 19, 2016
Property Address	104 S MAIN ST, TRAER, IA 50675-1031
Document Number	000960/144
Book / Page	0960 / 144
Instrument Date	Jul 18, 2016
Instrument	2016-1920
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

July 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jul 29, 2008
Property Address	104 S MAIN ST, TRAER, IA 50675-1031
Document Number	000835/003
Book / Page	0835 / 003
Instrument Date	Jul 16, 2008
Instrument	2008-2422
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$55.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 S MAIN ST, TRAER, IA 50675-1031

Tax Assessment & Valuation

The 2025 property tax bill for 104 S Main St was $1,634.

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,634.00	$82,980 Land $8,500 Building $74,480	$82,980 Land $8,500 Building $74,480
2023		$63,310 Land $8,500 Building $54,810	$63,310 Land $8,500 Building $54,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 104 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Traer Municipal Utilities.

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