104 S Main St, Ripley, MS 38663 Property Records

Tippah County property record for 104 S Main St, Ripley, MS 38663

Property Summary

Property TypeCommercial Office
Details1 ba · 4,130 sqft
Lot Size0.057 acres (2,475 sqft)
OwnerCompany Name on Record
Last Sale$75,000 (Aug 2021)
Tax Bill$2,410 (2025)
Deeds & MortgagesAug 2021 Refinance
Flood ZoneZone X (minimal risk)
APN3-643F-14-273.00

Property Details

APN / Parcel Number

Primary APN3-643F-14-273.00
Alternative APN
  • 010734

Interior

Full Baths1 Bath
Building Area4,130 sqft Adjusted Area
1st Floor Area2,258 sqft
Upper Floors Area1,840 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Roof MaterialTar & Gravel
Lot Area2,475 sqft (0.057 acres)
Lot Dimensions99 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address104 S MAIN ST
CityRIPLEY
StateMS
Zip38663-2033
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionS 1/2 LOT 1 BLK 23 SEC 14-4-3 24.75' X 99' (JOE THOMAS GAY LAW OFFICE)
Legal Range003
Legal Township004
Legal Section14
Legal SubdivisionRIPLEY
Legal Block23
Legal Lot Number1
JurisdictionTIPPAH MS
Township / Civil Division5
Census Block Group2
Census Block2027
Census Tract950300

Owner

Source: Tippah County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1021 COUNTY ROAD 733, RIPLEY, MS 38663-7874
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2021 · Amount on Record
Deed SaleAug 13, 2021 · Amount on Record
Deed Document Number20212023
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPPAH MS
Property Address104 S MAIN ST, RIPLEY, MS 38663-2033
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021002095
DateAug 23, 2021
Instrument2021002095
Lender
NameBNA BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term85 Months
DueSep 1, 2028

Tax Assessment & Valuation

Source: Tippah County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyTippah County
MunicipalityRipley City
Unified School DistrictSouth Tippah School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,410.00 (+12.56%)$16,413 (+12.48%)
2024$2,141.00 (-1.34%)$14,592 (-)$109,420 (+12.48%) Land $5,380 Building $104,040
2023$2,170.00 (+13.02%)$14,592 (+13.2%)$97,280 (+13.2%) Land $5,380 Building $91,900
2022$1,920.00$12,891
2021$85,940 Land $5,380 Building $80,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2010 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOUT SPRINGS W/A
public/private · serves 607 people · EPA ID MS0700009
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TEPAConnect
Fiber
1,000 / 1,000
Buckeye Cablesystem
Cable
1,000 / 20
C Spire Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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