104 S Main St, Findlay, OH 45840 Property Records

Hancock County property record for 104 S Main St, Findlay, OH 45840

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2,196 sqft · built 1972
Lot Size0.267 acres (11,617 sqft)
OwnerCompany Name on File
Last Sale$2,250,000 (Aug 2023)
Tax Bill$6,799 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN1010-134-12-002.000

Property Details

APN / Parcel Number

Primary APN1010-134-12-002.000
Alternative APN
  • 610001016179

Interior

Plumbing Fixtures2 Plumbing Fixtures
Stories1 Story
Building Area2,196 sqft Living Area
FlooringConcrete/Cement
Interior WallsFinished/Painted
ElevatorElevator

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialConcrete Block
Construction TypeMixed
Lot Area11,617 sqft (0.267 acres)
Lot Dimensions38 ft deep x 14 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address104 S MAIN ST
CityFINDLAY
StateOH
Zip45840-3424
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionT1N R10 S13 PT SE1/4 COMMUNITY REINVEST AREA #1
Legal Range10E
Legal Township01N
Legal Section13
Legal SubdivisionFELLERS ORIGINAL ADDITION
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group3
Census Block3000
Census Tract902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Findlay Downtown Historic District
listed 1985 · 263 contributing resources · NRIS 85000402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

104 S Main St, a commercial property, is owned by a company that bought it in August 2023.

Source: Hancock County records, as of May 29, 2026

Owner of RecordCompany Name on File
Mailing Address9991 SMOKIES WAY, FINDLAY, OH 45840-2113
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2023 · Amount on File
Deed SaleAug 1, 2023 · Amount on File
Deed Document Number20235055
Deed Book / Page2604 / 4723
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateAug 1, 2023
Property Address104 S MAIN ST, FINDLAY, OH 45840-3424
Document Number02604/4723
Book / Page2604 / 4723
Map ReferenceVOL 2 PG 57B
Instrument DateJun 29, 2023
Instrument202300005055
Transaction TypeTransfer
Record UpdatedApr 18, 2024
Title CompanyFLAG CITY TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9991 SMOKIES WAY, FINDLAY, OH 45840-2113

Mortgage

Document Number202300005056
DateAug 1, 2023
Instrument202300005056
Lender
NameSML FINDLAY HOLDINGS LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 104 S Main St was $6,799.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,799.00$125,560 Land $31,980 Building $93,580$358,760 Land $91,380 Building $267,380
2023$2,973.00 (-27.54%)$52,960 (-27.93%) Land $31,980 Building $20,980
2022$4,103.00$73,480 Land $31,980 Building $41,500$151,330 Land $91,380 Building $59,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 104 S Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2007)
Most Recent ClaimAug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 104 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Amplex Wireless, HDER Link, MetaLINK Technologies.

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