104 S Commerce Rd, Kenbridge, VA 23944 Property Records

Lunenburg County property record for 104 S Commerce Rd, Kenbridge, VA 23944

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,680 sqft · built 1900
Lot Size	0.23 acres (10,030 sqft)
Owner	Individual Name on File
Last Sale	$65,500 (Jan 2019)
Tax Bill	$254 (2026)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035A6 0415 22`

Property Details

APN / Parcel Number

Primary APN	`035A6 0415 22`
Alternative APN	`5591`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1962
Lot Area	10,030 sqft (0.23 acres)

Location & Zoning

Account Number	5591
Street Address	104 S COMMERCE RD
City	KENBRIDGE
State	VA
Zip	23944-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	BLK 15 LOTS 2223 35A6-(4)-BK 15-2223
Legal Subdivision	TOWN OF KENBRIDGE_TOWN OF KENBRIDGE
Legal Block	15
Legal Lot Number	22-23
Jurisdiction	LUNENBURG VA
Township / Civil Division	HOUNDS CREEK
Census Block Group	4
Census Block	4050
Census Tract	930100

Owner

Source: Lunenburg County records · APN 035A6 0415 22

Assessment roll updated May 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 38, KENBRIDGE, VA 23944-0038
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 16, 2019 · Amount on Record
Deed Sale	Jan 16, 2019 · Amount on Record
Deed Document Number	201957
Deed Book / Page	405 / 723
Record Updated	Jun 08, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUNENBURG VA
Recording Date	Jan 16, 2019
Property Address	104 S COMMERCE RD, KENBRIDGE, VA 23944-2000
Document Number	000405/723
Book / Page	405 / 723
Instrument Date	Dec 21, 2018
Instrument	190000057
Transaction Type	Transfer
Record Updated	Apr 01, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 N JACKSON ST, SPRING VALLEY, NY 10977-5284

Mortgage

Document Number	0190000058
Date	Jan 16, 2019
Instrument	190000058

Lender

Name	AFFINITY FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lunenburg County records · Assessment roll updated May 5, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lunenburg County
Municipality	Kenbridge Town
Unified School District	Lunenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$254.00	$68,900 Land $4,200 Building $64,700	$68,900 Land $4,200 Building $64,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 5, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Shenandoah Telecommunications Company Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Kinex Telecom, T-Mobile USA.

Based on FCC filings for 150 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF KENBRIDGE serves 1,400 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.