104 S 4th St, Mcloud, OK 74851 Property Records

Pottawatomie County property record for 104 S 4th St, Mcloud, OK 74851

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,063 sqft · built 1940
Lot Size	0.361 acres (15,750 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`30394`

Property Details

APN / Parcel Number

Primary APN	`30394`
Alternative APNs	`4665-00-020-008-0-000-00` `466502000800000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,063 sqft Living Area
1st Floor Area	2,063 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	15,750 sqft (0.361 acres)
Lot Dimensions	140 ft deep x 112 ft wide
Garage Type	Mixed
Garage Area	396 sqft
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	25 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30394
Old Parcel Number	466502000800000000
Street Address	104 S 4TH ST
City	MCLOUD
State	OK
Zip	74851-8116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCLOUD ORIG BLK 20 W1/2 LOT 8 & 5' X 20' OF E1/2 LOT 8 & ALL LOTS 9 THRU 12 TOD TO DAVID ERSKINE 2015-9604
Legal Range	02E
Legal Township	11N
Legal Section	09
Legal Subdivision	MCLOUD
Legal Block	20
Legal Lot Number	8-12 10
Jurisdiction	POTTAWATOMIE OK
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2008
Census Tract	501005

Owner

Source: Pottawatomie County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 S 4TH ST, MCLOUD, OK 74851-8116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2017
Deed Sale	Oct 16, 2017
Prior Sale	Nov 29, 2016
Deed Document Number	201700012169
Record Updated	Jun 8, 2026

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POTTAWATOMIE OK
Property Address	104 S 4TH ST, MCLOUD, OK 74851-8116
Document Number	0000008462
Instrument Date	Jul 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S 4TH ST MCLOUD OK 748518116, MCLOUD, OK 74851-8116

Mortgage

Document Number	0000008462
Date	Jul 20, 2017
Instrument	8462

Lender

Name	MUNICIPAL EMPS CU/OK CTY
Type	Credit Union
Address	OKLAHOMA CITY, OK 73102

Agreement

Term	120 Months
Due	Jul 19, 2027

Tax Assessment & Valuation

Source: Pottawatomie County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pottawatomie County
Municipality	McLoud City
Unified School District	McLoud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$10,738 (-21.79%) Land $2,430 Building $8,308	$89,484 (-21.79%) Land $20,250 Building $69,234
2023	Homeowner's exemption	$13,729 Land $1,350 Building $12,379	$114,409 Land $11,250 Building $103,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCLOUD serves 2,939 people · EPA ID OK2006301
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20