104 S 3rd St, Westcliffe, CO 81252 Property Records

Custer County property record for 104 S 3rd St, Westcliffe, CO 81252

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,911 sqft · built 1899
Lot Size0.221 acres (9,656 sqft)
Owner2 Individual Names on Record
Last Sale$349,000 (May 2021)
Tax Bill$1,668 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2021 Sale & Mortgage
APN0010032650

Property Details

APN / Parcel Number

Primary APN0010032650

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,911 sqft Heated Area
Gross Area2,297 sqft
1st Floor Area1,617 sqft
AtticAttic
Attic Area294 sqft
Basement Area168 sqft
Finished Basement168 sqft
Unfinished Basement168 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1985
Exterior MaterialLogs
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,656 sqft (0.221 acres)
PorchSlab
Porch Area218 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address104 S 3RD ST
CityWESTCLIFFE
StateCO
Zip81252-8981
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 12, 13, & 14, BLOCK 9 TOWN OF WESTCLIFFE
Legal SubdivisionWESTCLIFFE
Legal Block9
JurisdictionCUSTER CO
Township / Civil DivisionWESTCLIFFE
Census Block Group4
Census Block4048
Census Tract970101

Owner

Source: Custer County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1053, WESTCLIFFE, CO 81252-1053
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
COLORADO HOUSING & FINANCE AUTHORITY
May 27, 2021Warranty Deed, Transfer · Conventional Mortgage
MIDWEST MORTGAGE ASSOCIATES CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2021 · Amount on Record
Deed SaleMay 27, 2021 · Amount on Record
Prior SaleNov 16, 1992 · Amount on Record
Deed Document Number2021241947
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUSTER CO
Property Address104 S 3RD ST, WESTCLIFFE, CO 81252-8981
Transaction TypeMortgage
Record UpdatedMar 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000241949
DateMay 27, 2021
Instrument241949
Lender
NameCOLORADO HOUSING & FINANCE AUTHORITY
TypeGovernment Agency
AddressDENVER, CO 80202
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUSTER CO
Recording DateMay 27, 2021
Property Address104 S 3RD ST, WESTCLIFFE, CO 81252-8981
Document Number0000241947
Instrument DateMay 27, 2021
Instrument241947
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$34.90
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2633 WARWICK PL, HAYWARD, CA 94542-1245

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address104 S 3RD ST, WESTCLIFFE, CO 81252-8981

Mortgage

Document Number0000241948
DateMay 27, 2021
Instrument241948
Lender
NameMIDWEST MORTGAGE ASSOCIATES CORP
TypeMortgage Company
AddressCOLORADO SPRINGS, CO 80918
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Custer County assessment roll, as of June 9, 2026

Property Jurisdictions

TypeName
StateColorado
CountyCuster County
MunicipalityWestcliffe Town
Unified School DistrictCuster County School District C-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,668.00 (+17.96%)$22,380 (-4.93%)$357,957 (+1.87%)
2023$1,414.00 (+14.22%)$23,540 (+37.34%)$351,384 (+46.63%)
2022$1,238.00$17,140 Land $2,150 Building $14,990$239,639 Land $30,000 Building $209,639

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 73% of Colorado
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROUND MOUNTAIN WSD
serves 1,950 people · EPA ID CO0114500
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
CenturyLink
DSL
80 / 10
Hilltop Broadband
Fixed Wireless · Fiber in parts of the area
50 / 15
Visionary Broadband
Fixed Wireless · Fiber in parts of the area
25 / 3

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