Flagler County property record for 104 Ryan Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,845 sqft · built 2005 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Jun 2018) |
| Tax Bill | $2,489 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00550-0070 |
| Primary APN | 07-11-31-7029-00550-0070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,845 sqft Living Area |
| Gross Area | 2,508 sqft |
| 1st Floor Area | 1,845 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 104 RYAN DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 29 BL 55 LT 7 OR 196 PG 469 OR 203 PG 492 OR 244 PG 794 (CD) OR 253 PG 343 OR 519 PG 1107 OR 545 PG 289(FJ) OR 822 PG 8-9-DC & ACM OR 1086 PG 1520-SA OR 1121 PG 412 OR 1214/865 OR 1321/812 OR 1879/1876 OR 2282/1995 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 55 |
| Legal Lot Number | 7 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 60214 |
Source: Flagler County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 RYAN DR, PALM COAST, FL 32164-6478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 29, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage MB FINANCIAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2018 · Amount on Record |
| Deed Sale | Jun 1, 2018 · Amount on Record |
| Prior Sale | Jul 10, 2012 · Amount on Record |
| Deed Document Number | 201820257 |
| Deed Book / Page | 2282 / 1995 |
| Last Transfer Date | Jan 18, 2024 |
| Transfer Doc | 0028421519 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 29, 2024 |
| Property Address | 104 RYAN DR, PALM COAST, FL 32164-6478 |
| Document Number | 0028421519 |
| Book / Page | 2842 / 1519 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Jan 18, 2024 |
| Instrument | 2024003768 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 RYAN DR, PALM COAST, FL 32164-6478 |
| Name | Verified Name |
|---|---|
| Address | 104 RYAN DR, PALM COAST, FL 32164-6478 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 1, 2018 |
| Property Address | 104 RYAN DR, PALM COAST, FL 32164-6478 |
| Document Number | 0022821995 |
| Book / Page | 2282 / 1995 |
| Map Reference | MB10 PGS 17 THROUGH |
| Instrument Date | May 29, 2018 |
| Instrument | 2018020257 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AGENTS CHOICE TITLE LLLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 87 OCEAN OAKS LN, 87, PALM COAST, FL 32137-3394 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 RYAN DR, PALM COAST, FL 32164-6478 |
| Document Number | 2018020258 |
|---|---|
| Date | Jun 1, 2018 |
| Instrument | 2018020258 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,489.00 (+3.92%) | $180,135 (+6.99%) | $262,848 (+2.78%) Land $55,000 Building $207,848 |
| 2024 | $2,395.00 (+2.88%) | ||
| 2023 | $2,328.00 (+1.35%) Homeowner's exemption | $168,369 (+3%) | $255,732 (+5.72%) Land $43,000 Building $212,732 |
| 2022 | $2,297.00 Homeowner's exemption | $163,465 | $241,894 Land $44,500 Building $197,394 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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