104 Ruthellen Rd, Bellingham, MA 02019 Property Records

Norfolk County and Bellingham Town property record for 104 Ruthellen Rd, Bellingham, MA 02019

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1962
Lot Size0.243 acres (10,576 sqft)
Owner2 Individual Names on File
Last Sale$241,000 (Jul 2015)
Tax Bill$5,331 (2026)
Deeds & MortgagesNov 2020 Refinance
Jul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNBELL M:0030 B:0022 L:0000

Property Details

APN / Parcel Number

Primary APNBELL M:0030 B:0022 L:0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
Gross Area1,722 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,576 sqft (0.243 acres)

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelOil

Location & Zoning

Street Address104 RUTHELLEN RD
CityBELLINGHAM
StateMA
Zip02019-1379
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal Block22
JurisdictionBELLINGHAM MA
Township / Civil DivisionBELLINGHAM
Census Block Group2
Census Block2004
Census Tract443106

Owner

104 Ruthellen Rd is owned and occupied by two individuals who bought it in July 2015.

Source: Norfolk County and Bellingham Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address104 RUTHELLEN RD, BELLINGHAM, MA 02019-1379
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Jul 25, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2015 · Amount on File
Deed SaleJul 24, 2015 · Amount on File
Prior SaleJun 5, 2009 · Amount on File
Deed Book / Page33338 / 233
Transfer Doc033338-233
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELLINGHAM MA
Property Address104 RUTHELLEN RD, BELLINGHAM, MA 02019-1379
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number038590-521
DateNov 10, 2020
Book Page38590/521
Instrument124650
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELLINGHAM MA
Property Address104 RUTHELLEN RD, BELLINGHAM, MA 02019-1379
Document Number37096-290
Instrument DateJul 25, 2019
Transaction TypeMortgage
Record UpdatedSep 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 RUTHELLEN RD BELLINGHAM MA 020191379, BELLINGHAM, MA 02019-1379

Mortgage

Document Number37096-290
DateAug 27, 2019
Book Page037096/000290
Instrument75479
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 26, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 104 Ruthellen Rd was $5,331, up 5.7% from the year before.

Source: Norfolk County and Bellingham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionBellingham Town
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,331.00 (+5.67%)$430,300 (+7.12%) Land $181,900 Building $248,400$395,010 (-)
2025$5,045.00 (+4.6%)$401,700 (+7.12%) Land $165,300 Building $236,400$395,010 (-8.29%)
2024$4,823.00 (+3.72%)$375,000 (+5.25%) Land $150,900 Building $224,100$430,730
2023$4,650.00$356,300 Land $143,800 Building $212,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Ruthellen Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Ruthellen Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELLINGHAM DPW WATER SEWER DIVISION
serves 16,556 people · EPA ID MA2025000
Water SourceGroundwater
Last State InspectionMar 2023
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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